95312 ZIP Code — Cressey, CA

Merced County, California

ZIP code 95312 is located in Cressey, California, within Merced County. It covers approximately 0.98 square miles and serves a population of 284 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95312

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $181,300. Owner-occupancy sits near the national average at 58%.

Median household income is $87,734. The poverty rate of 4% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 95312 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

284

population

0.98

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95312 ZIP code map

Cities in ZIP code 95312

Below are the cities the US Postal Service accepts for ZIP code 95312. Using any city not on this list may result in mail delivery delays.

City	Status
Cressey	Acceptable

Demographics updated 06/2026

Population
Total population	284
Population density	290 / sq mi
State FIPS	06
County FIPS	047

Geography
Land area	0.98 sq mi
Water area	0.00 sq mi
Latitude	37.4201
Longitude	-120.6652
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.2%	44.8%	32.6%
$50k – $100k	53.7%	31.9%	27.7%
$100k – $200k	11.1%	18.6%	26.4%
Over $200k	0.0%	4.7%	13.3%

Demographics & statistics

284

Population

290

People per sq mi

28.9

Median age

$87,734

Median household income

$26,825

Per capita income

$181,300

Median home value

$1,261

Median monthly rent

57.5%

Home ownership

3.9%

Poverty rate

3.8%

Unemployment

Housing units

8.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	94	33.1%
18 and over	190	66.9%
65 and over	47	16.5%
Median age	28.9 years

Race & ethnicity

White 44.6%

Hispanic or Latino 27.2%

Other race 18.2%

Two or more races 9%

Black or African American 1%

Group	Count	%
White	174	44.6%
Hispanic or Latino	106	27.2%
Other race	71	18.2%
Two or more races	35	9%
Black or African American	4	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.2%	44.8%	32.6%
$50k – $100k	53.7%	31.9%	27.7%
$100k – $200k	11.1%	18.6%	26.4%
Over $200k	0.0%	4.7%	13.3%

$15k–$25k 2.7%

$25k–$35k 15.1%

$35k–$50k 4.1%

$50k–$75k 21.9%

$75k–$100k 30.1%

$200k+ 26.0%

Range	% of households
$15k–$25k	2.7%
$25k–$35k	15.1%
$35k–$50k	4.1%
$50k–$75k	21.9%
$75k–$100k	30.1%
$200k+	26.0%
Median income	$87,734

Housing

Home values

$50k–$100k 35.7%

$100k–$150k 7.1%

$150k–$200k 14.3%

$200k–$300k 26.2%

$500k–$1M 16.7%

Housing overview

Metric	Value
Median home value	$181,300
Median rent / month	$1,261
Owner occupied	57.5%
Renter occupied	42.5%
Vacant	0.0%
Single-family detached	90.4%
Large apartment buildings	0.0%
Mobile homes	9.6%
Median rooms	5.4
Avg household size (owned)	3.33

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.1%
1990–1999	9.6%
1980–1989	0.0%
1970–1979	23.3%
1960–1969	2.7%
1950–1959	45.2%
1940–1949	8.2%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.1%
2 bedrooms	30.1%
3 bedrooms	31.5%
4 bedrooms	34.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	11.0%
2 vehicles	35.6%
3 or more	53.4%

Heating fuel

Fuel type	%
Utility gas	5.5%
Electricity	47.9%
Propane / LP gas	13.7%
Wood	17.8%

Households & families

Household type	Count	%
Married-couple family	32	43.8%
Cohabiting couple	21	28.8%
Male householder, no spouse	12	16.4%
Female householder, no spouse	8	11.0%
Households with children under 18	41	56.2%
Households with seniors (65+)	36	49.3%
Average household size	3.89

Marital status

Status	Male	Female
Never married	54.1%	29.1%
Married	41.8%	49.5%
Separated	4.1%	0.0%
Widowed	0.0%	18.4%
Divorced	0.0%	2.9%

Education

Less than 9th grade 10.6%

Some HS, no diploma 4.4%

HS graduate 41.9%

Some college, no degree 34.4%

Associate's degree 0.0%

Bachelor's degree 6.9%

Graduate / professional 1.9%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	8.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	8.9%
Kindergarten	10	22.2%
Elementary school	10	22.2%
High school	21	46.7%
College / grad school	0	0.0%

Employment

Industry of employment

Wholesale trade 40.2%

Manufacturing 24.5%

Construction 12.7%

Professional & management 10.8%

Retail trade 4.9%

Education & healthcare 3.9%

Transportation & utilities 2.9%

Occupation

Category	%
Management, business & arts	28.4%
Service	3.9%
Sales & office	27.5%
Natural resources & construction	13.7%
Production & transportation	26.5%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.2%
Carpool	26.4%
Public transit	0.0%
Walk	2.8%
Work from home	6.6%
Other means	0.0%
Avg commute (minutes)	25.5

Poverty

All people 3.9%

Under 18 years 0.0%

18 and over 5.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.5%
Retirement income	8.2%
Supplemental Security	13.7%
Cash public assistance	6.8%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	30.5%
High cholesterol	30.9%
Diabetes	12.5%
Heart disease	6.9%
Stroke	3.4%
Asthma	10.8%
Arthritis	23.1%
Kidney disease	3.3%
Pulmonary disease	8.2%
Cancer	5.5%

Behavior / access	%
Smoking	16.7%
Binge drinking	17.6%
No physical activity	28.0%
Less than 7 hrs sleep	33.1%
Depression	19.2%
Fair or poor health	21.6%
Poor mental health	16.7%
Poor physical health	13.4%
No health insurance	20.9%
Visited doctor (checkup)	66.0%
Visited dentist	53.8%
Cholesterol screening	87.5%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	25	13.4%

Disability	%
Any disability	15.4%
Under 18	0.0%
18–64 years	11.5%
65 and over	57.4%

Health insurance coverage

Type	%
Private insurance	43.2%
Public insurance	66.1%
No insurance	1.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	231	81.3%
Spanish	15	6.5%
Other Indo-European	15	6.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	262	92.3%
Born in same state	262	92.3%
Born in different state	223	78.5%
Foreign born	0	0.0%
Naturalized citizen	22	7.7%
Not a US citizen	4	18.2%

Ancestry

Ancestry	Count	%
French	6	2.1%

Ancestry	Count	%
Italian	3	1.1%

Technology access

Metric	% of households
Computer access	25.7%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95312

What city is ZIP code 95312 in?

ZIP code 95312 is primarily assigned to Cressey, California.

What county is ZIP code 95312 in?

ZIP code 95312 falls within Merced County, California.

Is ZIP code 95312 family-oriented?

33% of residents in ZIP code 95312 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 95312?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 95312 have a large retiree population?

43% of households in ZIP code 95312 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 95312 have a large veteran population?

13% of civilians in ZIP code 95312 are veterans, above the national average of ~7%.

What timezone is ZIP code 95312 in?

ZIP code 95312 observes the PST timezone.