81130 ZIP Code — Creede, CO

Mineral County, Colorado

ZIP code 81130 is located in Creede, Colorado, within Mineral County. It covers approximately 974.77 square miles and serves a population of 762 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 719.

About ZIP code 81130

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $378,300. Owner-occupancy sits near the national average at 74%.

Median household income is $58,482. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 13 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

15% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 81130 reflects a community defined by a highly educated population, a strong veteran community, and a significant Social Security-dependent population.

762

population

974.77

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81130 ZIP code map

Cities in ZIP code 81130

Below are the cities the US Postal Service accepts for ZIP code 81130. Using any city not on this list may result in mail delivery delays.

City	Status
Creede	Acceptable
Creede	Preferred

Nearby ZIP codes

81235 Lake City (17.7 mi)

Demographics updated 06/2026

Population
Total population	762
Population density	1 / sq mi
State FIPS	08
County FIPS	079

Geography
Land area	974.77 sq mi
Water area	5.00 sq mi
Latitude	37.6837
Longitude	-106.9976
Timezone	Mountain (MT)
Area code	719

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.2%	47.2%	32.5%
$50k – $100k	31.5%	31.5%	31.0%
$100k – $200k	20.2%	20.2%	26.9%
Over $200k	1.0%	1.0%	9.6%

Demographics & statistics

762

Population

People per sq mi

55.6

Median age

$58,482

Median household income

$37,698

Per capita income

$378,300

Median home value

$824

Median monthly rent

73.7%

Home ownership

9.7%

Poverty rate

4.8%

Unemployment

1,217

Housing units

55.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	72	9.4%
18 and over	690	90.6%
65 and over	220	28.9%
Median age	55.6 years

Race & ethnicity

White 94.3%

Two or more races 4.2%

Asian 0.8%

Hispanic or Latino 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	723	94.3%
Two or more races	32	4.2%
Asian	6	0.8%
Hispanic or Latino	5	0.7%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.2%	47.2%	32.5%
$50k – $100k	31.5%	31.5%	31.0%
$100k – $200k	20.2%	20.2%	26.9%
Over $200k	1.0%	1.0%	9.6%

Under $10k 9.6%

$10k–$15k 4.7%

$15k–$25k 3.4%

$25k–$35k 3.2%

$35k–$50k 16.2%

$50k–$75k 31.0%

$75k–$100k 11.8%

$100k–$150k 14.7%

$150k–$200k 2.9%

$200k+ 2.5%

Range	% of households
Under $10k	9.6%
$10k–$15k	4.7%
$15k–$25k	3.4%
$25k–$35k	3.2%
$35k–$50k	16.2%
$50k–$75k	31.0%
$75k–$100k	11.8%
$100k–$150k	14.7%
$150k–$200k	2.9%
$200k+	2.5%
Median income	$58,482

Housing

Home values

Under $50k 3.3%

$50k–$100k 3.0%

$100k–$150k 1.0%

$150k–$200k 5.0%

$200k–$300k 19.7%

$300k–$500k 41.0%

$500k–$1M 22.3%

$1M+ 4.7%

Housing overview

Metric	Value
Median home value	$378,300
Median rent / month	$824
Owner occupied	73.7%
Renter occupied	26.3%
Vacant	69.3%
Single-family detached	87.9%
Large apartment buildings	0.0%
Mobile homes	8.9%
Median rooms	5.0
Avg household size (owned)	1.99

Year built

Era	%
2020 or later	0.0%
2010–2019	8.8%
2000–2009	15.6%
1990–1999	16.2%
1980–1989	18.4%
1970–1979	14.9%
1960–1969	5.7%
1950–1959	1.1%
1940–1949	2.2%
1939 or earlier	17.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	12.3%
2 bedrooms	37.4%
3 bedrooms	34.3%
4 bedrooms	12.8%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	25.1%
2 vehicles	43.0%
3 or more	29.0%

Heating fuel

Fuel type	%
Utility gas	5.7%
Electricity	21.4%
Propane / LP gas	28.0%
Wood	44.0%

Households & families

Household type	Count	%
Married-couple family	235	57.7%
Cohabiting couple	9	2.2%
Male householder, no spouse	98	24.1%
Female householder, no spouse	65	16.0%
Households with children under 18	43	10.6%
Households with seniors (65+)	157	38.6%
Average household size	1.85

Marital status

Status	Male	Female
Never married	19.7%	12.3%
Married	63.7%	74.1%
Separated	1.9%	0.0%
Widowed	10.4%	6.6%
Divorced	4.4%	6.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.2%

HS graduate 16.4%

Some college, no degree 19.4%

Associate's degree 6.2%

Bachelor's degree 37.9%

Graduate / professional 17.9%

Metric	%
HS diploma or higher	97.8%
Bachelor's or higher	55.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	22	73.3%
High school	6	20.0%
College / grad school	2	6.7%

Employment

Industry of employment

Education & healthcare 23.5%

Arts, food & hospitality 18.4%

Construction 17.7%

Public administration 11.4%

Retail trade 9.7%

Professional & management 7.5%

Finance & real estate 4.8%

Other services 3.4%

Transportation & utilities 1.7%

Agriculture & mining 1.0%

Information 1.0%

Occupation

Category	%
Management, business & arts	49.4%
Service	14.5%
Sales & office	21.1%
Natural resources & construction	13.6%
Production & transportation	1.5%

Employment type

Type	%
Private sector	53.3%
Government	29.5%
Self-employed	15.0%
Unpaid family workers	2.2%

Commute

Method	%
Drive alone	64.7%
Carpool	11.1%
Public transit	0.0%
Walk	17.6%
Work from home	6.0%
Other means	0.5%
Avg commute (minutes)	13.0

Poverty

All people 9.7%

Under 18 years 0.0%

18 and over 10.7%

Married-couple families 1.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.3%
Retirement income	30.7%
Supplemental Security	2.7%
Cash public assistance	0.7%
Food stamps / SNAP	8.8%

Health indicators

Condition	%
Obesity	24.6%
High blood pressure	32.6%
High cholesterol	36.9%
Diabetes	9.6%
Heart disease	7.0%
Stroke	3.2%
Asthma	9.8%
Arthritis	28.8%
Kidney disease	3.2%
Pulmonary disease	6.9%
Cancer	8.9%

Behavior / access	%
Smoking	12.9%
Binge drinking	15.9%
No physical activity	16.5%
Less than 7 hrs sleep	26.3%
Depression	19.2%
Fair or poor health	11.2%
Poor mental health	12.1%
Poor physical health	9.9%
No health insurance	8.7%
Visited doctor (checkup)	71.5%
Visited dentist	69.3%
Cholesterol screening	93.6%
Teeth loss	9.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	78	11.4%

Disability	%
Any disability	9.6%
Under 18	0.0%
18–64 years	8.8%
65 and over	14.5%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	39.7%
No insurance	15.2%
Uninsured under 19	18.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	735	96.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	757	99.3%
Born in same state	753	98.8%
Born in different state	252	33.1%
Foreign born	4	0.5%
Naturalized citizen	5	0.7%
Not a US citizen	5	100.0%

Ancestry

Ancestry	Count	%
Italian	147	19.3%
French	98	12.9%
German	25	3.3%

Ancestry	Count	%
Polish	15	2%
English	14	1.8%
Arab	8	1%

Technology access

Metric	% of households
Computer access	53.4%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81130

What city is ZIP code 81130 in?

ZIP code 81130 is primarily assigned to Creede, Colorado.

What county is ZIP code 81130 in?

ZIP code 81130 falls within Mineral County, Colorado.

Does ZIP code 81130 have an older population?

29% of residents in ZIP code 81130 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 81130?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 81130 have a large retiree population?

41% of households in ZIP code 81130 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 81130 have a large veteran population?

11% of civilians in ZIP code 81130 are veterans, above the national average of ~7%.

What timezone is ZIP code 81130 in?

ZIP code 81130 observes the MST timezone.