12420 ZIP Code — Cragsmoor, NY

Ulster County, New York

ZIP code 12420 is located in Cragsmoor, New York, within Ulster County. It covers approximately 2.67 square miles and serves a population of 351 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $187,500.

Median household income is $113,229. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with public administration as the leading industry. An above-average commute of 42 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12420 reflects a community defined by high homeownership and a significant Social Security-dependent population.

351

population

2.67

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12420 ZIP code map

Cities in ZIP code 12420

Below are the cities the US Postal Service accepts for ZIP code 12420. Using any city not on this list may result in mail delivery delays.

City	Status
Cragsmoor	Acceptable

Demographics updated 06/2026

Population
Total population	351
Population density	131 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	2.67 sq mi
Water area	0.08 sq mi
Latitude	41.6728
Longitude	-74.3811
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	0.0%	38.7%	37.0%
$50k – $100k	29.7%	29.7%	27.0%
$100k – $200k	64.1%	24.1%	24.4%
Over $200k	6.2%	7.5%	11.5%

Demographics & statistics

351

Population

131

People per sq mi

29.5

Median age

$113,229

Median household income

$33,322

Per capita income

$187,500

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

155

Housing units

38.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

20–24

25–34

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	99	28.2%
18 and over	252	71.8%
65 and over	46	13.1%
Median age	29.5 years

Race & ethnicity

White 100%

Group	Count	%
White	351	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	0.0%	38.7%	37.0%
$50k – $100k	29.7%	29.7%	27.0%
$100k – $200k	64.1%	24.1%	24.4%
Over $200k	6.2%	7.5%	11.5%

$35k–$50k 10.8%

$75k–$100k 19.4%

$100k–$150k 69.9%

Range	% of households
$35k–$50k	10.8%
$75k–$100k	19.4%
$100k–$150k	69.9%
Median income	$113,229

Housing

Home values

$50k–$100k 38.7%

$150k–$200k 22.6%

$200k–$300k 17.2%

$300k–$500k 10.8%

$500k–$1M 10.8%

Housing overview

Metric	Value
Median home value	$187,500
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	40.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.0
Avg household size (owned)	3.77

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	0.0%
1980–1989	31.6%
1970–1979	5.2%
1960–1969	5.2%
1950–1959	0.0%
1940–1949	23.2%
1939 or earlier	34.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	21.3%
3 bedrooms	48.4%
4 bedrooms	24.5%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	10.8%
2 vehicles	47.3%
3 or more	41.9%

Heating fuel

Fuel type	%
Propane / LP gas	8.6%
Fuel oil	68.8%
Wood	22.6%

Households & families

Household type	Count	%
Married-couple family	39	41.9%
Cohabiting couple	36	38.7%
Male householder, no spouse	8	8.6%
Female householder, no spouse	10	10.8%
Households with children under 18	36	38.7%
Households with seniors (65+)	36	38.7%
Average household size	3.77

Marital status

Status	Male	Female
Never married	53.0%	66.3%
Married	47.0%	23.1%
Separated	0.0%	0.0%
Widowed	0.0%	4.7%
Divorced	0.0%	5.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.7%

HS graduate 35.1%

Some college, no degree 7.6%

Associate's degree 14.2%

Bachelor's degree 38.4%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	38.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	21	100.0%

Employment

Industry of employment

Public administration 49.3%

Retail trade 22.6%

Transportation & utilities 9.7%

Professional & management 9.2%

Finance & real estate 4.6%

Other services 4.6%

Occupation

Category	%
Management, business & arts	9.2%
Service	49.3%
Sales & office	27.2%
Natural resources & construction	9.7%
Production & transportation	4.6%

Employment type

Type	%
Private sector	46.1%
Government	49.3%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	93.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	6.8%
Other means	0.0%
Avg commute (minutes)	41.5

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.7%
Retirement income	19.4%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	37.5%
High cholesterol	38.5%
Diabetes	11.1%
Heart disease	8.0%
Stroke	3.6%
Asthma	10.1%
Arthritis	28.9%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	8.6%

Behavior / access	%
Smoking	18.1%
Binge drinking	15.5%
No physical activity	25.3%
Less than 7 hrs sleep	30.1%
Depression	20.1%
Fair or poor health	14.5%
Poor mental health	13.3%
Poor physical health	11.1%
No health insurance	10.8%
Visited doctor (checkup)	78.6%
Visited dentist	65.9%
Cholesterol screening	93.0%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	3.2%

Disability	%
Any disability	2.8%
Under 18	0.0%
18–64 years	0.0%
65 and over	21.7%

Health insurance coverage

Type	%
Private insurance	94.9%
Public insurance	10.3%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	252	71.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	351	100.0%
Born in same state	351	100.0%
Born in different state	244	69.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	191	54.4%

Ancestry	Count	%
Arab	16	4.6%

Technology access

Metric	% of households
Computer access	26.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12420

What city is ZIP code 12420 in?

ZIP code 12420 is primarily assigned to Cragsmoor, New York.

What county is ZIP code 12420 in?

ZIP code 12420 falls within Ulster County, New York.

Does ZIP code 12420 have a large retiree population?

39% of households in ZIP code 12420 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 12420?

The median household income in ZIP code 12420 is $113,229, above the national median of ~$75,000.

What is the typical home value in ZIP code 12420?

The median home value in ZIP code 12420 is $187,500.

What is the population of ZIP code 12420?

ZIP code 12420 has an estimated population of 351 residents, with a density of 132 people per square mile.

What timezone is ZIP code 12420 in?

ZIP code 12420 observes the EST timezone.