82420 ZIP Code — Cowley, WY

Big Horn County, Wyoming

ZIP code 82420 is located in Cowley, Wyoming, within Big Horn County. It covers approximately 53.25 square miles and serves a population of 753 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 307.

About ZIP code 82420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $187,500. Owner-occupancy is high at 91%, well above the national average.

Median household income is $72,589. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 14 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 82420 reflects a community defined by high homeownership and a significant Social Security-dependent population.

753

population

53.25

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

82420 ZIP code map

Cities in ZIP code 82420

Below are the cities the US Postal Service accepts for ZIP code 82420. Using any city not on this list may result in mail delivery delays.

City	Status
Cowley	Acceptable

Demographics updated 06/2026

Population
Total population	753
Population density	14 / sq mi
State FIPS	56
County FIPS	003

Geography
Land area	53.25 sq mi
Water area	0.02 sq mi
Latitude	44.9251
Longitude	-108.4365
Timezone	Mountain (MT)
Area code	307

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.0%	48.4%	38.1%
$50k – $100k	42.1%	32.9%	33.2%
$100k – $200k	14.9%	16.3%	23.7%
Over $200k	5.0%	2.4%	5.0%

Demographics & statistics

753

Population

People per sq mi

31.7

Median age

$72,589

Median household income

$28,362

Per capita income

$187,500

Median home value

$1,069

Median monthly rent

90.8%

Home ownership

14.3%

Poverty rate

2.9%

Unemployment

236

Housing units

33.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	247	32.8%
18 and over	506	67.2%
65 and over	132	17.5%
Median age	31.7 years

Race & ethnicity

White 81.3%

Black or African American 4.8%

Hispanic or Latino 4.7%

Two or more races 4.6%

Asian 2.9%

American Indian / Alaska Native 1.3%

Other race 0.5%

Group	Count	%
White	642	81.3%
Black or African American	38	4.8%
Hispanic or Latino	37	4.7%
Two or more races	36	4.6%
Asian	23	2.9%
American Indian / Alaska Native	10	1.3%
Other race	4	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.0%	48.4%	38.1%
$50k – $100k	42.1%	32.9%	33.2%
$100k – $200k	14.9%	16.3%	23.7%
Over $200k	5.0%	2.4%	5.0%

Under $10k 3.5%

$10k–$15k 1.3%

$15k–$25k 4.8%

$25k–$35k 1.3%

$35k–$50k 4.8%

$50k–$75k 40.2%

$75k–$100k 14.8%

$100k–$150k 23.6%

$150k–$200k 1.7%

$200k+ 3.9%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.3%
$15k–$25k	4.8%
$25k–$35k	1.3%
$35k–$50k	4.8%
$50k–$75k	40.2%
$75k–$100k	14.8%
$100k–$150k	23.6%
$150k–$200k	1.7%
$200k+	3.9%
Median income	$72,589

Housing

Home values

Under $50k 8.7%

$100k–$150k 20.7%

$150k–$200k 27.9%

$200k–$300k 17.3%

$300k–$500k 18.3%

$500k–$1M 7.2%

Housing overview

Metric	Value
Median home value	$187,500
Median rent / month	$1,069
Owner occupied	90.8%
Renter occupied	9.2%
Vacant	10.9%
Single-family detached	79.0%
Large apartment buildings	0.0%
Mobile homes	20.2%
Median rooms	6.9
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.0%
2010–2019	4.7%
2000–2009	14.4%
1990–1999	20.2%
1980–1989	7.0%
1970–1979	23.7%
1960–1969	5.1%
1950–1959	1.9%
1940–1949	0.0%
1939 or earlier	23.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	16.0%
3 bedrooms	47.5%
4 bedrooms	21.4%
5+ bedrooms	15.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	18.3%
2 vehicles	29.7%
3 or more	52.0%

Heating fuel

Fuel type	%
Utility gas	75.1%
Electricity	16.6%
Propane / LP gas	1.3%
Wood	7.0%

Households & families

Household type	Count	%
Married-couple family	195	85.2%
Cohabiting couple	0	0.0%
Male householder, no spouse	4	1.7%
Female householder, no spouse	30	13.1%
Households with children under 18	105	45.9%
Households with seniors (65+)	82	35.8%
Average household size	3.29

Marital status

Status	Male	Female
Never married	14.7%	19.3%
Married	83.7%	72.0%
Separated	0.0%	0.0%
Widowed	0.0%	7.0%
Divorced	1.6%	1.7%

Education

Less than 9th grade 2.2%

Some HS, no diploma 3.7%

HS graduate 17.2%

Some college, no degree 37.9%

Associate's degree 5.9%

Bachelor's degree 22.9%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	33.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	18.7%
Kindergarten	5	2.0%
Elementary school	77	31.3%
High school	54	22.0%
College / grad school	64	26.0%

Employment

Industry of employment

Construction 19.0%

Education & healthcare 19.0%

Professional & management 15.1%

Retail trade 10.8%

Agriculture & mining 10.2%

Arts, food & hospitality 8.2%

Information 4.6%

Finance & real estate 3.3%

Public administration 3.3%

Transportation & utilities 3.0%

Manufacturing 2.3%

Other services 1.3%

Occupation

Category	%
Management, business & arts	44.3%
Service	6.9%
Sales & office	20.3%
Natural resources & construction	16.7%
Production & transportation	11.8%

Employment type

Type	%
Private sector	74.8%
Government	16.4%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.8%
Carpool	5.8%
Public transit	0.0%
Walk	3.4%
Work from home	2.0%
Other means	0.0%
Avg commute (minutes)	13.8

Poverty

All people 14.3%

Under 18 years 24.8%

18 and over 9.3%

Married-couple families 4.1%

Female-led households 57.1%

Income support

Source	% of households
Social Security	35.4%
Retirement income	34.9%
Supplemental Security	2.2%
Cash public assistance	2.2%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	33.2%
High cholesterol	30.3%
Diabetes	9.2%
Heart disease	7.2%
Stroke	3.3%
Asthma	10.0%
Arthritis	22.8%
Kidney disease	3.0%
Pulmonary disease	7.7%
Cancer	7.2%

Behavior / access	%
Smoking	18.8%
Binge drinking	16.4%
No physical activity	25.1%
Less than 7 hrs sleep	28.8%
Depression	18.3%
Fair or poor health	13.3%
Poor mental health	13.2%
Poor physical health	10.3%
No health insurance	15.5%
Visited doctor (checkup)	67.3%
Visited dentist	63.7%
Cholesterol screening	89.1%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	18	3.6%

Disability	%
Any disability	10.6%
Under 18	0.8%
18–64 years	10.4%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	68.5%
Public insurance	36.8%
No insurance	9.4%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	683	90.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	723	96.0%
Born in same state	723	96.0%
Born in different state	436	57.9%
Foreign born	0	0.0%
Naturalized citizen	30	4.0%
Not a US citizen	7	23.3%

Ancestry

Ancestry	Count	%
French	169	22.4%
Italian	70	9.3%
Dutch	28	3.7%

Ancestry	Count	%
Polish	18	2.4%
English	10	1.3%

Technology access

Metric	% of households
Computer access	30.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 82420

What city is ZIP code 82420 in?

ZIP code 82420 is primarily assigned to Cowley, Wyoming.

What county is ZIP code 82420 in?

ZIP code 82420 falls within Big Horn County, Wyoming.

Is ZIP code 82420 family-oriented?

33% of residents in ZIP code 82420 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 82420 mostly owner-occupied?

91% of occupied units in ZIP code 82420 are owner-occupied, well above the national average.

Does ZIP code 82420 have a large retiree population?

35% of households in ZIP code 82420 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 82420?

The median home value in ZIP code 82420 is $187,500.

What timezone is ZIP code 82420 in?

ZIP code 82420 observes the MST timezone.