95426 ZIP Code — Cobb, CA

Lake County, California

ZIP code 95426 is located in Cobb, California, within Lake County. It covers approximately 28.66 square miles and serves a population of 1,178 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95426

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $313,900. Owner-occupancy is high at 87%, well above the national average.

Median household income is $79,904. The poverty rate of 4% is below the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 71 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 27%.

Overall, ZIP code 95426 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,178

population

28.66

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95426 ZIP code map

Cities in ZIP code 95426

Below are the cities the US Postal Service accepts for ZIP code 95426. Using any city not on this list may result in mail delivery delays.

City	Status
Cobb	Acceptable

Demographics updated 06/2026

Population
Total population	1,178
Population density	41 / sq mi
State FIPS	06
County FIPS	033

Geography
Land area	28.66 sq mi
Water area	0.02 sq mi
Latitude	38.8331
Longitude	-122.7138
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.5%	50.9%	32.6%
$50k – $100k	34.6%	27.6%	27.7%
$100k – $200k	28.9%	16.7%	26.4%
Over $200k	0.0%	4.8%	13.3%

Demographics & statistics

1,178

Population

People per sq mi

56.0

Median age

$79,904

Median household income

$46,093

Per capita income

$313,900

Median home value

Median monthly rent

87.2%

Home ownership

4.2%

Poverty rate

0.0%

Unemployment

942

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

117

35–44

45–54

55–59

60–64

140

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	211	17.9%
18 and over	967	82.1%
65 and over	320	27.2%
Median age	56.0 years

Race & ethnicity

White 87.6%

Native Hawaiian / Pacific Islander 6%

Hispanic or Latino 3.1%

Other race 3%

Black or African American 0.2%

Two or more races 0.1%

Group	Count	%
White	1,065	87.6%
Native Hawaiian / Pacific Islander	73	6%
Hispanic or Latino	38	3.1%
Other race	37	3%
Black or African American	2	0.2%
Two or more races	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.5%	50.9%	32.6%
$50k – $100k	34.6%	27.6%	27.7%
$100k – $200k	28.9%	16.7%	26.4%
Over $200k	0.0%	4.8%	13.3%

$15k–$25k 18.8%

$25k–$35k 8.2%

$35k–$50k 16.5%

$50k–$75k 2.1%

$75k–$100k 4.6%

$100k–$150k 24.5%

$150k–$200k 10.5%

$200k+ 14.9%

Range	% of households
$15k–$25k	18.8%
$25k–$35k	8.2%
$35k–$50k	16.5%
$50k–$75k	2.1%
$75k–$100k	4.6%
$100k–$150k	24.5%
$150k–$200k	10.5%
$200k+	14.9%
Median income	$79,904

Housing

Home values

Under $50k 11.2%

$150k–$200k 16.5%

$200k–$300k 19.3%

$300k–$500k 27.8%

$500k–$1M 13.8%

$1M+ 11.4%

Housing overview

Metric	Value
Median home value	$313,900
Median rent / month	$0
Owner occupied	87.2%
Renter occupied	12.8%
Vacant	44.4%
Single-family detached	90.2%
Large apartment buildings	0.0%
Mobile homes	8.0%
Median rooms	4.9
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	10.3%
1990–1999	2.1%
1980–1989	11.8%
1970–1979	13.1%
1960–1969	10.6%
1950–1959	28.0%
1940–1949	3.6%
1939 or earlier	15.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	3.5%
2 bedrooms	40.4%
3 bedrooms	47.5%
4 bedrooms	0.0%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	20.9%
2 vehicles	52.5%
3 or more	26.6%

Heating fuel

Fuel type	%
Utility gas	27.8%
Electricity	16.5%
Propane / LP gas	5.3%
Fuel oil	2.0%
Wood	45.2%

Households & families

Household type	Count	%
Married-couple family	291	51.6%
Cohabiting couple	61	10.8%
Male householder, no spouse	184	32.6%
Female householder, no spouse	28	5.0%
Households with children under 18	97	17.2%
Households with seniors (65+)	259	45.9%
Average household size	2.08

Marital status

Status	Male	Female
Never married	18.3%	5.0%
Married	52.3%	72.9%
Separated	0.0%	6.0%
Widowed	12.4%	8.8%
Divorced	17.0%	7.3%

Education

Less than 9th grade 2.9%

Some HS, no diploma 6.3%

HS graduate 19.5%

Some college, no degree 31.0%

Associate's degree 12.4%

Bachelor's degree 21.4%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	11	6.6%
Elementary school	64	38.6%
High school	73	44.0%
College / grad school	18	10.8%

Employment

Industry of employment

Education & healthcare 23.2%

Transportation & utilities 17.5%

Other services 14.7%

Professional & management 12.1%

Manufacturing 10.6%

Public administration 8.0%

Agriculture & mining 6.1%

Arts, food & hospitality 5.4%

Construction 2.4%

Occupation

Category	%
Management, business & arts	42.9%
Service	9.5%
Sales & office	24.2%
Natural resources & construction	9.7%
Production & transportation	13.6%

Employment type

Type	%
Private sector	63.0%
Government	27.1%
Self-employed	10.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	54.3%
Carpool	28.8%
Public transit	0.0%
Walk	0.0%
Work from home	16.9%
Other means	0.0%
Avg commute (minutes)	70.9

Poverty

All people 4.2%

Under 18 years 0.0%

18 and over 5.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.5%
Retirement income	21.6%
Supplemental Security	0.0%
Cash public assistance	6.6%
Food stamps / SNAP	18.8%

Health indicators

Condition	%
Obesity	30.4%
High blood pressure	32.6%
High cholesterol	33.8%
Diabetes	10.4%
Heart disease	6.9%
Stroke	3.2%
Asthma	10.4%
Arthritis	27.4%
Kidney disease	3.1%
Pulmonary disease	7.7%
Cancer	7.5%

Behavior / access	%
Smoking	13.9%
Binge drinking	18.5%
No physical activity	18.5%
Less than 7 hrs sleep	30.0%
Depression	19.9%
Fair or poor health	14.0%
Poor mental health	14.5%
Poor physical health	11.4%
No health insurance	7.6%
Visited doctor (checkup)	69.1%
Visited dentist	69.9%
Cholesterol screening	93.2%
Teeth loss	10.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	88	9.1%

Disability	%
Any disability	26.6%
Under 18	7.6%
18–64 years	20.2%
65 and over	51.9%

Health insurance coverage

Type	%
Private insurance	57.6%
Public insurance	55.3%
No insurance	2.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,143	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,078	91.5%
Born in same state	1,078	91.5%
Born in different state	782	66.4%
Foreign born	0	0.0%
Naturalized citizen	100	8.5%
Not a US citizen	100	100.0%

Ancestry

Ancestry	Count	%
French	206	17.5%
Italian	137	11.6%

Ancestry	Count	%
English	59	5%
Arab	55	4.7%

Technology access

Metric	% of households
Computer access	47.9%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95426

What city is ZIP code 95426 in?

ZIP code 95426 is primarily assigned to Cobb, California.

What county is ZIP code 95426 in?

ZIP code 95426 falls within Lake County, California.

Does ZIP code 95426 have a large retiree population?

53% of households in ZIP code 95426 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 95426 have an older population?

27% of residents in ZIP code 95426 are 65 or older, above the national average of ~17%.

Is ZIP code 95426 mostly owner-occupied?

87% of occupied units in ZIP code 95426 are owner-occupied, well above the national average.

Does ZIP code 95426 have a large veteran population?

9% of civilians in ZIP code 95426 are veterans, above the national average of ~7%.

What timezone is ZIP code 95426 in?

ZIP code 95426 observes the PST timezone.