86502 ZIP Code — Chambers, AZ

Apache County, Arizona

ZIP code 86502 is located in Chambers, Arizona, within Apache County. It covers approximately 883.58 square miles and serves a population of 968 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 86502

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $45,800. Owner-occupancy is high at 93%, well above the national average.

Median household income is $21,630. Poverty affects 37% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (22%), smoking (30%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Overall, ZIP code 86502 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

968

population

883.58

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

86502 ZIP code map

Cities in ZIP code 86502

Below are the cities the US Postal Service accepts for ZIP code 86502. Using any city not on this list may result in mail delivery delays.

City	Status
Chambers	Acceptable

Demographics updated 06/2026

Population
Total population	968
Population density	1 / sq mi
State FIPS	04
County FIPS	001

Geography
Land area	883.58 sq mi
Water area	0.53 sq mi
Latitude	34.9465
Longitude	-109.4490
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.7%	64.4%	40.6%
$50k – $100k	16.7%	24.1%	31.9%
$100k – $200k	5.6%	10.9%	21.1%
Over $200k	0.0%	0.6%	6.4%

Demographics & statistics

968

Population

People per sq mi

44.0

Median age

$21,630

Median household income

$14,330

Per capita income

$45,800

Median home value

$706

Median monthly rent

93.4%

Home ownership

36.6%

Poverty rate

8.2%

Unemployment

455

Housing units

7.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	180	18.6%
18 and over	788	81.4%
65 and over	174	18.0%
Median age	44.0 years

Race & ethnicity

American Indian / Alaska Native 94.4%

White 4.2%

Hispanic or Latino 0.7%

Two or more races 0.7%

Group	Count	%
American Indian / Alaska Native	920	94.4%
White	41	4.2%
Hispanic or Latino	7	0.7%
Two or more races	7	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.7%	64.4%	40.6%
$50k – $100k	16.7%	24.1%	31.9%
$100k – $200k	5.6%	10.9%	21.1%
Over $200k	0.0%	0.6%	6.4%

Under $10k 23.1%

$10k–$15k 14.1%

$15k–$25k 17.8%

$25k–$35k 5.0%

$35k–$50k 15.0%

$50k–$75k 8.8%

$75k–$100k 11.3%

$100k–$150k 3.8%

$150k–$200k 1.3%

Range	% of households
Under $10k	23.1%
$10k–$15k	14.1%
$15k–$25k	17.8%
$25k–$35k	5.0%
$35k–$50k	15.0%
$50k–$75k	8.8%
$75k–$100k	11.3%
$100k–$150k	3.8%
$150k–$200k	1.3%
Median income	$21,630

Housing

Home values

Under $50k 51.8%

$50k–$100k 32.8%

$100k–$150k 2.3%

$150k–$200k 1.7%

$200k–$300k 2.0%

$300k–$500k 9.4%

Housing overview

Metric	Value
Median home value	$45,800
Median rent / month	$706
Owner occupied	93.4%
Renter occupied	6.6%
Vacant	32.8%
Single-family detached	81.3%
Large apartment buildings	0.0%
Mobile homes	18.7%
Median rooms	3.8
Avg household size (owned)	3.05

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	10.5%
1990–1999	25.6%
1980–1989	17.6%
1970–1979	17.9%
1960–1969	19.1%
1950–1959	3.4%
1940–1949	1.1%
1939 or earlier	1.7%

Bedrooms

Size	% of units
No bedroom (studio)	27.7%
1 bedroom	12.2%
2 bedrooms	23.7%
3 bedrooms	26.3%
4 bedrooms	8.6%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	18.8%
1 vehicle	42.2%
2 vehicles	13.4%
3 or more	25.6%

Heating fuel

Fuel type	%
Electricity	11.9%
Propane / LP gas	3.8%
Wood	83.4%
Solar	0.9%

Households & families

Household type	Count	%
Married-couple family	94	29.4%
Cohabiting couple	14	4.4%
Male householder, no spouse	90	28.1%
Female householder, no spouse	122	38.1%
Households with children under 18	74	23.1%
Households with seniors (65+)	142	44.4%
Average household size	3.02

Marital status

Status	Male	Female
Never married	53.4%	38.0%
Married	27.9%	31.8%
Separated	3.8%	8.8%
Widowed	3.3%	13.4%
Divorced	11.5%	8.0%

Education

Less than 9th grade 5.1%

Some HS, no diploma 11.0%

HS graduate 33.3%

Some college, no degree 34.1%

Associate's degree 8.8%

Bachelor's degree 6.2%

Graduate / professional 1.4%

Metric	%
HS diploma or higher	83.8%
Bachelor's or higher	7.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	10	5.4%
Elementary school	75	40.3%
High school	60	32.3%
College / grad school	41	22.0%

Employment

Industry of employment

Education & healthcare 32.0%

Construction 22.3%

Retail trade 14.9%

Arts, food & hospitality 8.9%

Agriculture & mining 7.8%

Transportation & utilities 5.2%

Other services 5.2%

Public administration 2.6%

Professional & management 1.1%

Occupation

Category	%
Management, business & arts	21.9%
Service	18.6%
Sales & office	16.4%
Natural resources & construction	29.0%
Production & transportation	14.1%

Employment type

Type	%
Private sector	56.5%
Government	34.6%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.2%
Carpool	3.0%
Public transit	0.0%
Walk	1.1%
Work from home	3.3%
Other means	3.3%
Avg commute (minutes)	36.8

Poverty

All people 36.6%

Under 18 years 23.0%

18 and over 39.7%

Married-couple families 20.2%

Female-led households 37.7%

Income support

Source	% of households
Social Security	40.0%
Retirement income	5.3%
Supplemental Security	15.0%
Cash public assistance	2.2%
Food stamps / SNAP	23.4%

Health indicators

Condition	%
Obesity	37.7%
High blood pressure	40.3%
High cholesterol	31.1%
Diabetes	21.9%
Heart disease	11.5%
Stroke	7.9%
Asthma	14.3%
Arthritis	29.1%
Kidney disease	6.0%
Pulmonary disease	14.2%
Cancer	6.6%

Behavior / access	%
Smoking	29.9%
Binge drinking	13.1%
No physical activity	31.0%
Less than 7 hrs sleep	38.9%
Depression	21.4%
Fair or poor health	33.0%
Poor mental health	21.7%
Poor physical health	21.9%
No health insurance	18.7%
Visited doctor (checkup)	71.6%
Visited dentist	42.0%
Cholesterol screening	85.2%
Teeth loss	33.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	44	5.6%

Disability	%
Any disability	13.8%
Under 18	2.2%
18–64 years	6.4%
65 and over	51.7%

Health insurance coverage

Type	%
Private insurance	28.2%
Public insurance	60.0%
No insurance	15.2%
Uninsured under 19	10.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	933	96.4%
Spanish	159	17.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	968	100.0%
Born in same state	968	100.0%
Born in different state	793	81.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	16	1.7%
French	5	0.5%

Ancestry	Count	%
English	3	0.3%

Technology access

Metric	% of households
Computer access	33.1%
Internet access	48.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86502

What city is ZIP code 86502 in?

ZIP code 86502 is primarily assigned to Chambers, Arizona.

What county is ZIP code 86502 in?

ZIP code 86502 falls within Apache County, Arizona.

What is the poverty rate in ZIP code 86502?

37% of residents in ZIP code 86502 live below the poverty line, above the national average.

Is ZIP code 86502 mostly owner-occupied?

93% of occupied units in ZIP code 86502 are owner-occupied, well above the national average.

How educated is the population of ZIP code 86502?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 86502 have a large retiree population?

40% of households in ZIP code 86502 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 86502 in?

ZIP code 86502 observes the MST timezone.