85531 ZIP Code — Central, AZ

Graham County, Arizona

ZIP code 85531 is located in Central, Arizona, within Graham County. It covers approximately 4.47 square miles and serves a population of 375 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 85531

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1970s, giving the area an established character. Median home value is $241,200. Renters make up the majority at 60%, typical of denser urban areas.

Median household income is $88,645.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is high — 63% of residents hold a bachelor's degree or higher, well above the national average of 33%.

375

population

4.47

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85531 ZIP code map

Cities in ZIP code 85531

Below are the cities the US Postal Service accepts for ZIP code 85531. Using any city not on this list may result in mail delivery delays.

City	Status
Central	Acceptable

Demographics updated 06/2026

Population
Total population	375
Population density	84 / sq mi
State FIPS	04
County FIPS	009

Geography
Land area	4.47 sq mi
Water area	0.02 sq mi
Latitude	32.8778
Longitude	-109.7878
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.4%	44.3%	40.6%
$50k – $100k	52.1%	36.9%	31.9%
$100k – $200k	24.6%	17.3%	21.1%
Over $200k	0.0%	1.5%	6.4%

Demographics & statistics

375

Population

People per sq mi

26.8

Median age

$88,645

Median household income

$47,554

Per capita income

$241,200

Median home value

$1,703

Median monthly rent

40.2%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

Housing units

63.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	109	29.1%
18 and over	266	70.9%
65 and over	42	11.2%
Median age	26.8 years

Race & ethnicity

White 74.7%

Asian 25.3%

Group	Count	%
White	280	74.7%
Asian	95	25.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.4%	44.3%	40.6%
$50k – $100k	52.1%	36.9%	31.9%
$100k – $200k	24.6%	17.3%	21.1%
Over $200k	0.0%	1.5%	6.4%

$15k–$25k 4.2%

$50k–$75k 4.8%

$75k–$100k 72.0%

$100k–$150k 10.6%

$150k–$200k 8.5%

Range	% of households
$15k–$25k	4.2%
$50k–$75k	4.8%
$75k–$100k	72.0%
$100k–$150k	10.6%
$150k–$200k	8.5%
Median income	$88,645

Housing

Home values

$150k–$200k 13.2%

$200k–$300k 44.7%

$300k–$500k 27.6%

$500k–$1M 14.5%

Housing overview

Metric	Value
Median home value	$241,200
Median rent / month	$1,703
Owner occupied	40.2%
Renter occupied	59.8%
Vacant	6.4%
Single-family detached	49.0%
Large apartment buildings	47.0%
Mobile homes	4.0%
Median rooms	4.4
Avg household size (owned)	3.21

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	23.8%
1990–1999	0.0%
1980–1989	8.4%
1970–1979	50.5%
1960–1969	5.0%
1950–1959	0.0%
1940–1949	5.0%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	4.0%
3 bedrooms	88.1%
4 bedrooms	7.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	64.6%
2 vehicles	20.1%
3 or more	15.3%

Heating fuel

Fuel type	%
Utility gas	83.1%
Electricity	16.9%

Households & families

Household type	Count	%
Married-couple family	77	40.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	112	59.3%
Households with children under 18	49	25.9%
Households with seniors (65+)	34	18.0%
Average household size	1.98

Marital status

Status	Male	Female
Never married	0.0%	51.6%
Married	100.0%	39.4%
Separated	0.0%	0.0%
Widowed	0.0%	4.3%
Divorced	0.0%	4.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 12.9%

Some college, no degree 3.8%

Associate's degree 20.1%

Bachelor's degree 44.7%

Graduate / professional 18.6%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	63.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	31.4%
Kindergarten	0	0.0%
Elementary school	69	58.5%
High school	2	1.7%
College / grad school	10	8.5%

Employment

Industry of employment

Education & healthcare 64.3%

Other services 10.7%

Retail trade 10.3%

Construction 4.9%

Wholesale trade 4.9%

Professional & management 4.0%

Arts, food & hospitality 0.9%

Occupation

Category	%
Management, business & arts	61.6%
Service	0.9%
Sales & office	32.6%
Natural resources & construction	4.9%
Production & transportation	0.0%

Employment type

Type	%
Private sector	67.0%
Government	33.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.5%
Carpool	8.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	15.2

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	18.0%
Retirement income	19.6%
Supplemental Security	0.0%
Cash public assistance	50.3%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	31.4%
High cholesterol	32.5%
Diabetes	9.4%
Heart disease	6.3%
Stroke	3.0%
Asthma	10.3%
Arthritis	23.1%
Kidney disease	3.0%
Pulmonary disease	6.8%
Cancer	6.7%

Behavior / access	%
Smoking	16.5%
Binge drinking	17.4%
No physical activity	19.9%
Less than 7 hrs sleep	32.7%
Depression	20.5%
Fair or poor health	13.7%
Poor mental health	15.4%
Poor physical health	10.6%
No health insurance	13.8%
Visited doctor (checkup)	68.7%
Visited dentist	64.5%
Cholesterol screening	88.7%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	19	7.1%

Disability	%
Any disability	6.9%
Under 18	0.0%
18–64 years	0.0%
65 and over	61.9%

Health insurance coverage

Type	%
Private insurance	89.6%
Public insurance	19.5%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	338	90.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	375	100.0%
Born in same state	375	100.0%
Born in different state	218	58.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	45	12%

Ancestry	Count	%
Arab	18	4.8%

Technology access

Metric	% of households
Computer access	50.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85531

What city is ZIP code 85531 in?

ZIP code 85531 is primarily assigned to Central, Arizona.

What county is ZIP code 85531 in?

ZIP code 85531 falls within Graham County, Arizona.

How educated is the population of ZIP code 85531?

63% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 85531 mostly rentals?

60% of occupied units in ZIP code 85531 are renter-occupied.

What is the population of ZIP code 85531?

ZIP code 85531 has an estimated population of 375 residents, with a density of 84 people per square mile.

What is the median household income in ZIP code 85531?

The median household income in ZIP code 85531 is $88,645, above the national median of ~$75,000.

What timezone is ZIP code 85531 in?

ZIP code 85531 observes the MST timezone.