86020 ZIP Code — Cameron, AZ

Coconino County, Arizona

ZIP code 86020 is located in Cameron, Arizona, within Coconino County. It covers approximately 1,247.93 square miles and serves a population of 2,061 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86020

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $67,900. Owner-occupancy is high at 88%, well above the national average.

Median household income is $33,385. Poverty affects 35% of residents, above the national average. SNAP benefit usage at 32% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with retail trade as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (36%), poor mental health (23%) compared to national benchmarks. 27% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 23% of households.

Overall, ZIP code 86020 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,061

population

1,247.93

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86020 ZIP code map

Cities in ZIP code 86020

Below are the cities the US Postal Service accepts for ZIP code 86020. Using any city not on this list may result in mail delivery delays.

City	Status
Cameron	Acceptable

Demographics updated 06/2026

Population
Total population	2,061
Population density	2,061 / sq mi
State FIPS	04
County FIPS	005

Geography
Land area	1,247.93 sq mi
Water area	0.85 sq mi
Latitude	36.0559
Longitude	-111.4498
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.2%	42.0%	40.6%
$50k – $100k	20.2%	33.0%	31.9%
$100k – $200k	8.2%	19.7%	21.1%
Over $200k	1.4%	5.2%	6.4%

Demographics & statistics

2,061

Population

2,061

People per sq mi

35.2

Median age

$33,385

Median household income

$16,138

Per capita income

$67,900

Median home value

$446

Median monthly rent

88.4%

Home ownership

34.6%

Poverty rate

15.8%

Unemployment

733

Housing units

4.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

139

25–34

149

116

35–44

124

45–54

102

55–59

60–64

102

65–74

109

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	506	24.6%
18 and over	1,555	75.4%
65 and over	370	18.0%
Median age	35.2 years

Race & ethnicity

American Indian / Alaska Native 94.5%

White 1.8%

Hispanic or Latino 1.5%

Other race 1.5%

Two or more races 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
American Indian / Alaska Native	1,977	94.5%
White	38	1.8%
Hispanic or Latino	31	1.5%
Other race	31	1.5%
Two or more races	13	0.6%
Native Hawaiian / Pacific Islander	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.2%	42.0%	40.6%
$50k – $100k	20.2%	33.0%	31.9%
$100k – $200k	8.2%	19.7%	21.1%
Over $200k	1.4%	5.2%	6.4%

Under $10k 13.5%

$10k–$15k 9.8%

$15k–$25k 16.9%

$25k–$35k 12.4%

$35k–$50k 16.1%

$50k–$75k 12.0%

$75k–$100k 7.1%

$100k–$150k 9.3%

$150k–$200k 0.8%

$200k+ 2.2%

Range	% of households
Under $10k	13.5%
$10k–$15k	9.8%
$15k–$25k	16.9%
$25k–$35k	12.4%
$35k–$50k	16.1%
$50k–$75k	12.0%
$75k–$100k	7.1%
$100k–$150k	9.3%
$150k–$200k	0.8%
$200k+	2.2%
Median income	$33,385

Housing

Home values

Under $50k 35.9%

$50k–$100k 34.3%

$100k–$150k 16.0%

$150k–$200k 1.8%

$200k–$300k 4.9%

$300k–$500k 2.7%

$500k–$1M 1.8%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$67,900
Median rent / month	$446
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	22.6%
Single-family detached	66.5%
Large apartment buildings	0.0%
Mobile homes	33.0%
Median rooms	3.9
Avg household size (owned)	3.36

Year built

Era	%
2020 or later	0.0%
2010–2019	6.8%
2000–2009	15.0%
1990–1999	23.5%
1980–1989	21.5%
1970–1979	22.5%
1960–1969	6.6%
1950–1959	3.6%
1940–1949	0.0%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	21.1%
1 bedroom	13.0%
2 bedrooms	29.8%
3 bedrooms	27.7%
4 bedrooms	7.1%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	13.6%
1 vehicle	39.2%
2 vehicles	28.1%
3 or more	19.1%

Heating fuel

Fuel type	%
Utility gas	0.5%
Electricity	12.2%
Propane / LP gas	7.4%
Fuel oil	1.0%
Wood	77.4%
Solar	0.5%

Households & families

Household type	Count	%
Married-couple family	170	27.3%
Cohabiting couple	37	5.9%
Male householder, no spouse	151	24.2%
Female householder, no spouse	265	42.5%
Households with children under 18	241	38.7%
Households with seniors (65+)	259	41.6%
Average household size	3.31

Marital status

Status	Male	Female
Never married	60.7%	45.9%
Married	29.7%	31.9%
Separated	1.1%	3.4%
Widowed	4.3%	9.2%
Divorced	4.2%	9.7%

Education

Less than 9th grade 14.7%

Some HS, no diploma 16.0%

HS graduate 39.4%

Some college, no degree 20.9%

Associate's degree 4.2%

Bachelor's degree 2.5%

Graduate / professional 2.3%

Metric	%
HS diploma or higher	69.3%
Bachelor's or higher	4.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	1.1%
Kindergarten	30	6.8%
Elementary school	267	60.3%
High school	102	23.0%
College / grad school	39	8.8%

Employment

Industry of employment

Retail trade 25.3%

Arts, food & hospitality 25.2%

Construction 17.3%

Education & healthcare 16.0%

Manufacturing 4.2%

Public administration 2.7%

Professional & management 2.4%

Transportation & utilities 2.3%

Other services 2.3%

Information 1.5%

Agriculture & mining 0.5%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	15.8%
Service	26.9%
Sales & office	22.6%
Natural resources & construction	15.6%
Production & transportation	19.0%

Employment type

Type	%
Private sector	81.8%
Government	10.2%
Self-employed	8.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.2%
Carpool	15.3%
Public transit	1.0%
Walk	5.7%
Work from home	8.8%
Other means	1.1%
Avg commute (minutes)	38.0

Poverty

All people 34.6%

Under 18 years 46.3%

18 and over 30.9%

Married-couple families 22.4%

Female-led households 35.0%

Income support

Source	% of households
Social Security	40.6%
Retirement income	24.4%
Supplemental Security	12.5%
Cash public assistance	2.1%
Food stamps / SNAP	31.6%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	36.9%
High cholesterol	27.4%
Diabetes	18.0%
Heart disease	9.7%
Stroke	6.6%
Asthma	15.7%
Arthritis	27.4%
Kidney disease	5.1%
Pulmonary disease	13.1%
Cancer	5.6%

Behavior / access	%
Smoking	35.7%
Binge drinking	15.6%
No physical activity	31.7%
Less than 7 hrs sleep	36.8%
Depression	24.6%
Fair or poor health	31.1%
Poor mental health	23.2%
Poor physical health	19.8%
No health insurance	20.2%
Visited doctor (checkup)	69.7%
Visited dentist	44.3%
Cholesterol screening	83.2%
Teeth loss	37.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	3.7%

Disability	%
Any disability	20.8%
Under 18	4.5%
18–64 years	16.0%
65 and over	58.1%

Health insurance coverage

Type	%
Private insurance	12.5%
Public insurance	63.0%
No insurance	27.3%
Uninsured under 19	29.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,946	94.4%
Spanish	443	22.8%
Other Indo-European	7	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,061	100.0%
Born in same state	2,055	99.7%
Born in different state	1,915	92.9%
Foreign born	6	0.3%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	39	1.9%
Italian	16	0.8%

Ancestry	Count	%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	30.2%
Internet access	71.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86020

What city is ZIP code 86020 in?

ZIP code 86020 is primarily assigned to Cameron, Arizona.

What county is ZIP code 86020 in?

ZIP code 86020 falls within Coconino County, Arizona.

What is the poverty rate in ZIP code 86020?

35% of residents in ZIP code 86020 live below the poverty line, above the national average.

How educated is the population of ZIP code 86020?

5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 86020 mostly owner-occupied?

88% of occupied units in ZIP code 86020 are owner-occupied, well above the national average.

Is Spanish widely spoken in ZIP code 86020?

Approximately 23% of households in ZIP code 86020 speak Spanish as a primary language.

What timezone is ZIP code 86020 in?

ZIP code 86020 observes the MST timezone.