78163 ZIP Code — Bulverde, TX

Comal County, Texas

ZIP code 78163 is located in Bulverde, Texas, within Comal County. It covers approximately 74.75 square miles and serves a population of 15,389 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 830.

About ZIP code 78163

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $411,000. Owner-occupancy is high at 95%, well above the national average.

Median household income is $127,650. The poverty rate of 5% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 78163 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

15,389

population

74.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

78163 ZIP code map

Cities in ZIP code 78163

Below are the cities the US Postal Service accepts for ZIP code 78163. Using any city not on this list may result in mail delivery delays.

City	Status
Bulverde	Acceptable

Demographics updated 06/2026

Population
Total population	15,389
Population density	206 / sq mi
State FIPS	48
County FIPS	091

Geography
Land area	74.75 sq mi
Water area	0.10 sq mi
Latitude	29.7662
Longitude	-98.4626
Timezone	Central (CT)
Area code	830

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.0%	29.6%	39.5%
$50k – $100k	31.6%	32.2%	30.1%
$100k – $200k	29.6%	26.6%	22.6%
Over $200k	21.8%	11.6%	7.8%

Demographics & statistics

15,389

Population

206

People per sq mi

46.3

Median age

$127,650

Median household income

$52,905

Per capita income

$411,000

Median home value

$1,396

Median monthly rent

95.4%

Home ownership

4.6%

Poverty rate

4.1%

Unemployment

5,580

Housing units

46.7%

Bachelor's or higher

Age distribution

Male Female

392

Under 5

383

401

5–9

392

515

10–14

503

575

15–19

562

326

20–24

319

706

25–34

690

835

35–44

817

1,004

45–54

983

740

55–59

724

558

60–64

545

1,106

65–74

1,082

451

75–84

442

171

85+

167

← Male

Female →

Age summary

Group	Count	%
Under 18	3,345	21.7%
18 and over	12,044	78.3%
65 and over	3,419	22.2%
Median age	46.3 years

Race & ethnicity

White 73.9%

Hispanic or Latino 10.5%

Two or more races 8.3%

Other race 3.2%

Asian 3%

Black or African American 1.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,704	73.9%
Hispanic or Latino	1,799	10.5%
Two or more races	1,419	8.3%
Other race	545	3.2%
Asian	519	3%
Black or African American	188	1.1%
American Indian / Alaska Native	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.0%	29.6%	39.5%
$50k – $100k	31.6%	32.2%	30.1%
$100k – $200k	29.6%	26.6%	22.6%
Over $200k	21.8%	11.6%	7.8%

Under $10k 2.6%

$10k–$15k 1.2%

$15k–$25k 2.5%

$25k–$35k 1.7%

$35k–$50k 5.6%

$50k–$75k 11.7%

$75k–$100k 12.5%

$100k–$150k 21.6%

$150k–$200k 12.7%

$200k+ 27.8%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.2%
$15k–$25k	2.5%
$25k–$35k	1.7%
$35k–$50k	5.6%
$50k–$75k	11.7%
$75k–$100k	12.5%
$100k–$150k	21.6%
$150k–$200k	12.7%
$200k+	27.8%
Median income	$127,650

Housing

Home values

Under $50k 1.8%

$50k–$100k 2.8%

$100k–$150k 2.9%

$150k–$200k 1.2%

$200k–$300k 17.9%

$300k–$500k 45.1%

$500k–$1M 27.2%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$411,000
Median rent / month	$1,396
Owner occupied	95.4%
Renter occupied	4.6%
Vacant	5.7%
Single-family detached	93.2%
Large apartment buildings	0.0%
Mobile homes	3.8%
Median rooms	7.3
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	3.4%
2010–2019	26.5%
2000–2009	18.9%
1990–1999	29.0%
1980–1989	12.4%
1970–1979	5.6%
1960–1969	2.9%
1950–1959	0.8%
1940–1949	0.3%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	0.5%
2 bedrooms	6.7%
3 bedrooms	49.4%
4 bedrooms	34.1%
5+ bedrooms	8.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.4%
1 vehicle	17.0%
2 vehicles	41.6%
3 or more	41.0%

Heating fuel

Fuel type	%
Utility gas	14.0%
Electricity	73.5%
Propane / LP gas	11.3%
Wood	0.2%
Solar	1.0%

Households & families

Household type	Count	%
Married-couple family	4,180	76.0%
Cohabiting couple	68	1.2%
Male householder, no spouse	545	9.9%
Female householder, no spouse	706	12.8%
Households with children under 18	1,596	29.0%
Households with seniors (65+)	2,309	42.0%
Average household size	2.79

Marital status

Status	Male	Female
Never married	20.8%	17.5%
Married	70.9%	66.5%
Separated	0.8%	0.0%
Widowed	2.2%	7.4%
Divorced	5.3%	8.7%

Education

Less than 9th grade 1.6%

Some HS, no diploma 1.9%

HS graduate 21.4%

Some college, no degree 21.1%

Associate's degree 7.2%

Bachelor's degree 32.7%

Graduate / professional 14.0%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	46.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	138	3.7%
Kindergarten	176	4.7%
Elementary school	1,521	40.4%
High school	947	25.1%
College / grad school	987	26.2%

Employment

Industry of employment

Education & healthcare 20.7%

Retail trade 15.2%

Professional & management 14.9%

Wholesale trade 10.8%

Construction 9.6%

Finance & real estate 9.2%

Arts, food & hospitality 5.2%

Transportation & utilities 4.0%

Other services 3.8%

Manufacturing 3.5%

Public administration 1.3%

Agriculture & mining 1.1%

Information 0.9%

Occupation

Category	%
Management, business & arts	56.8%
Service	5.9%
Sales & office	27.2%
Natural resources & construction	6.2%
Production & transportation	3.9%

Employment type

Type	%
Private sector	82.5%
Government	9.9%
Self-employed	7.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	70.3%
Carpool	5.9%
Public transit	0.0%
Walk	0.0%
Work from home	22.8%
Other means	0.9%
Avg commute (minutes)	35.9

Poverty

All people 4.6%

Under 18 years 0.7%

18 and over 5.7%

Married-couple families 2.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.4%
Retirement income	36.7%
Supplemental Security	4.3%
Cash public assistance	0.7%
Food stamps / SNAP	3.0%

Health indicators

Condition	%
Obesity	33.7%
High blood pressure	32.5%
High cholesterol	36.1%
Diabetes	10.4%
Heart disease	6.0%
Stroke	2.5%
Asthma	8.3%
Arthritis	23.1%
Kidney disease	2.6%
Pulmonary disease	5.6%
Cancer	7.0%

Behavior / access	%
Smoking	13.5%
Binge drinking	18.3%
No physical activity	19.5%
Less than 7 hrs sleep	29.6%
Depression	19.8%
Fair or poor health	12.4%
Poor mental health	12.9%
Poor physical health	9.3%
No health insurance	17.8%
Visited doctor (checkup)	71.7%
Visited dentist	67.3%
Cholesterol screening	92.8%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,535	12.7%

Disability	%
Any disability	12.8%
Under 18	2.7%
18–64 years	11.1%
65 and over	26.8%

Health insurance coverage

Type	%
Private insurance	84.0%
Public insurance	30.4%
No insurance	5.4%
Uninsured under 19	6.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,614	95.0%
Spanish	566	3.9%
Other Indo-European	349	2.4%
Asian & Pacific Islander	48	0.3%
Other languages	100	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,421	93.7%
Born in same state	14,247	92.6%
Born in different state	8,520	55.4%
Foreign born	174	1.1%
Naturalized citizen	968	6.3%
Not a US citizen	735	75.9%

Ancestry

Ancestry	Count	%
French	1,953	12.7%
Italian	1,478	9.6%
Arab	853	5.5%
Irish	121	0.8%

Ancestry	Count	%
English	93	0.6%
German	64	0.4%
Polish	53	0.3%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	98.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78163

What city is ZIP code 78163 in?

ZIP code 78163 is primarily assigned to Bulverde, Texas.

What county is ZIP code 78163 in?

ZIP code 78163 falls within Comal County, Texas.

Is ZIP code 78163 mostly owner-occupied?

95% of occupied units in ZIP code 78163 are owner-occupied, well above the national average.

How educated is the population of ZIP code 78163?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 78163 have a large veteran population?

13% of civilians in ZIP code 78163 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 78163?

The median household income in ZIP code 78163 is $127,650, above the national median of ~$75,000.

What timezone is ZIP code 78163 in?

ZIP code 78163 observes the CST timezone.