46714 ZIP Code — Bluffton, IN

Wells County, Indiana

ZIP code 46714 is located in Bluffton, Indiana, within Wells County. It covers approximately 133.08 square miles and serves a population of 15,367 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46714

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $152,300. Owner-occupancy sits near the national average at 72%.

Median household income is $66,588. The poverty rate of 7% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 46714 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

15,367

population

133.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46714 ZIP code map

Cities in ZIP code 46714

Below are the cities the US Postal Service accepts for ZIP code 46714. Using any city not on this list may result in mail delivery delays.

City	Status
Bluffton	Acceptable
Bluffton	Preferred

Nearby ZIP codes

46766 Liberty Center (6.4 mi) 46781 Poneto (6.6 mi) 46731 Craigville (6.9 mi) 46759 Keystone (7.6 mi) 46791 Uniondale (9.7 mi) 46777 Ossian (11 mi) 47359 Montpelier (12.2 mi) 46770 Markle (12.4 mi) 46711 Berne (12.7 mi) 46740 Geneva (13.1 mi) 47369 Pennville (13.7 mi) 46772 Monroe (14 mi)

Demographics updated 06/2026

Population
Total population	15,367
Population density	115 / sq mi
State FIPS	18
County FIPS	179

Geography
Land area	133.08 sq mi
Water area	0.89 sq mi
Latitude	40.7096
Longitude	-85.1744
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.6%	44.1%	42.9%
$50k – $100k	33.8%	33.5%	32.7%
$100k – $200k	17.5%	19.8%	19.8%
Over $200k	2.2%	2.6%	4.5%

Demographics & statistics

15,367

Population

115

People per sq mi

39.3

Median age

$66,588

Median household income

$30,482

Per capita income

$152,300

Median home value

$706

Median monthly rent

72.2%

Home ownership

6.7%

Poverty rate

3.3%

Unemployment

4,942

Housing units

19.2%

Bachelor's or higher

Age distribution

Male Female

481

Under 5

504

585

5–9

612

555

10–14

581

535

15–19

559

474

20–24

495

779

25–34

815

905

35–44

946

961

45–54

1,005

523

55–59

547

444

60–64

464

736

65–74

770

249

75–84

260

284

85+

298

← Male

Female →

Age summary

Group	Count	%
Under 18	3,947	25.7%
18 and over	11,420	74.3%
65 and over	2,597	16.9%
Median age	39.3 years

Race & ethnicity

White 88.2%

Hispanic or Latino 3.8%

Two or more races 3.4%

Other race 2.4%

Black or African American 1.7%

Asian 0.3%

Group	Count	%
White	14,100	88.2%
Hispanic or Latino	614	3.8%
Two or more races	547	3.4%
Other race	386	2.4%
Black or African American	278	1.7%
Asian	51	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.6%	44.1%	42.9%
$50k – $100k	33.8%	33.5%	32.7%
$100k – $200k	17.5%	19.8%	19.8%
Over $200k	2.2%	2.6%	4.5%

Under $10k 4.5%

$10k–$15k 3.1%

$15k–$25k 8.8%

$25k–$35k 7.2%

$35k–$50k 13.0%

$50k–$75k 18.7%

$75k–$100k 17.3%

$100k–$150k 17.4%

$150k–$200k 7.0%

$200k+ 3.2%

Range	% of households
Under $10k	4.5%
$10k–$15k	3.1%
$15k–$25k	8.8%
$25k–$35k	7.2%
$35k–$50k	13.0%
$50k–$75k	18.7%
$75k–$100k	17.3%
$100k–$150k	17.4%
$150k–$200k	7.0%
$200k+	3.2%
Median income	$66,588

Housing

Home values

Under $50k 8.1%

$50k–$100k 21.7%

$100k–$150k 19.2%

$150k–$200k 16.5%

$200k–$300k 20.9%

$300k–$500k 11.2%

$500k–$1M 1.3%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$152,300
Median rent / month	$706
Owner occupied	72.2%
Renter occupied	27.8%
Vacant	9.2%
Single-family detached	70.5%
Large apartment buildings	2.5%
Mobile homes	9.0%
Median rooms	6.0
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.7%
2010–2019	7.2%
2000–2009	7.0%
1990–1999	11.6%
1980–1989	7.0%
1970–1979	13.9%
1960–1969	8.4%
1950–1959	9.0%
1940–1949	5.0%
1939 or earlier	30.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	9.9%
2 bedrooms	23.2%
3 bedrooms	46.0%
4 bedrooms	15.9%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	26.9%
2 vehicles	41.1%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	58.7%
Electricity	27.5%
Propane / LP gas	10.9%
Fuel oil	0.4%
Wood	0.8%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,028	50.5%
Cohabiting couple	366	6.1%
Male householder, no spouse	1,154	19.2%
Female householder, no spouse	1,450	24.2%
Households with children under 18	1,863	31.1%
Households with seniors (65+)	1,833	30.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	31.7%	20.0%
Married	54.0%	52.1%
Separated	0.4%	1.8%
Widowed	1.7%	9.7%
Divorced	12.1%	16.5%

Education

Less than 9th grade 2.0%

Some HS, no diploma 4.9%

HS graduate 42.5%

Some college, no degree 19.0%

Associate's degree 12.3%

Bachelor's degree 14.0%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	19.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	291	8.1%
Kindergarten	194	5.4%
Elementary school	1,914	53.4%
High school	862	24.1%
College / grad school	320	8.9%

Employment

Industry of employment

Manufacturing 26.1%

Education & healthcare 20.2%

Retail trade 14.2%

Professional & management 6.2%

Construction 6.0%

Other services 6.0%

Transportation & utilities 5.7%

Finance & real estate 3.7%

Arts, food & hospitality 3.7%

Wholesale trade 2.8%

Agriculture & mining 2.6%

Public administration 1.7%

Information 1.1%

Occupation

Category	%
Management, business & arts	29.3%
Service	14.1%
Sales & office	20.1%
Natural resources & construction	8.9%
Production & transportation	27.6%

Employment type

Type	%
Private sector	86.9%
Government	9.3%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	10.0%
Public transit	0.8%
Walk	1.1%
Work from home	4.6%
Other means	1.7%
Avg commute (minutes)	19.3

Poverty

All people 6.7%

Under 18 years 5.2%

18 and over 7.2%

Married-couple families 1.9%

Female-led households 7.1%

Income support

Source	% of households
Social Security	33.8%
Retirement income	23.1%
Supplemental Security	3.2%
Cash public assistance	2.1%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	36.1%
High cholesterol	34.8%
Diabetes	11.4%
Heart disease	7.6%
Stroke	3.5%
Asthma	10.1%
Arthritis	28.7%
Kidney disease	3.2%
Pulmonary disease	9.0%
Cancer	7.4%

Behavior / access	%
Smoking	22.2%
Binge drinking	16.1%
No physical activity	27.0%
Less than 7 hrs sleep	33.3%
Depression	22.8%
Fair or poor health	16.7%
Poor mental health	15.7%
Poor physical health	11.9%
No health insurance	13.3%
Visited doctor (checkup)	75.1%
Visited dentist	61.4%
Cholesterol screening	88.5%
Teeth loss	17.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	690	6.0%

Disability	%
Any disability	14.2%
Under 18	3.9%
18–64 years	13.9%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	72.3%
Public insurance	32.2%
No insurance	8.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,382	93.6%
Spanish	234	1.6%
Other Indo-European	163	1.1%
Asian & Pacific Islander	71	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,059	98.0%
Born in same state	15,001	97.6%
Born in different state	12,528	81.5%
Foreign born	58	0.4%
Naturalized citizen	308	2.0%
Not a US citizen	118	38.3%

Ancestry

Ancestry	Count	%
Arab	1,498	9.7%
French	1,300	8.5%
Italian	1,298	8.4%
English	229	1.5%

Ancestry	Count	%
Polish	45	0.3%
Irish	31	0.2%
Dutch	9	0.1%
German	8	0.1%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46714

What city is ZIP code 46714 in?

ZIP code 46714 is primarily assigned to Bluffton, Indiana.

What county is ZIP code 46714 in?

ZIP code 46714 falls within Wells County, Indiana.

What is the typical home value in ZIP code 46714?

The median home value in ZIP code 46714 is $152,300.

What is the population of ZIP code 46714?

ZIP code 46714 has an estimated population of 15,367 residents, with a density of 115 people per square mile.

What is the median household income in ZIP code 46714?

The median household income in ZIP code 46714 is $66,588, below the national median of ~$75,000.

What timezone is ZIP code 46714 in?

ZIP code 46714 observes the EST timezone.