78605 ZIP Code — Bertram, TX

Burnet County, Texas

ZIP code 78605 is located in Bertram, Texas, within Burnet County. It covers approximately 172.04 square miles and serves a population of 7,463 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 512/737.

About ZIP code 78605

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $189,800. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($79,092) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

25% of residents lack health insurance, above the national average.

Overall, ZIP code 78605 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,463

population

172.04

sq mi land

Standard

ZIP type

Central (CT)

timezone

78605 ZIP code map

Cities in ZIP code 78605

Below are the cities the US Postal Service accepts for ZIP code 78605. Using any city not on this list may result in mail delivery delays.

City	Status
Bertram	Acceptable
Bertram	Preferred

Nearby ZIP codes

78642 Liberty Hill (7 mi) 78608 Briggs (13.8 mi) 78611 Burnet (14.3 mi) 78654 Marble Falls (14.7 mi) 78641 Leander (15.7 mi) 78641 Leander (15.7 mi) 76527 Florence (16 mi) 78633 Georgetown (17.4 mi) 78628 Georgetown (18.1 mi)

Demographics updated 06/2026

Population
Total population	7,463
Population density	43 / sq mi
State FIPS	48
County FIPS	053

Geography
Land area	172.04 sq mi
Water area	0.36 sq mi
Latitude	30.7314
Longitude	-98.0448
Timezone	Central (CT)
Area code	512/737

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	39.3%	39.5%
$50k – $100k	35.3%	35.3%	30.1%
$100k – $200k	18.8%	19.7%	22.6%
Over $200k	6.1%	5.7%	7.8%

Demographics & statistics

7,463

Population

People per sq mi

39.0

Median age

$79,092

Median household income

$39,499

Per capita income

$189,800

Median home value

$1,081

Median monthly rent

90.7%

Home ownership

7.8%

Poverty rate

2.6%

Unemployment

2,583

Housing units

15.0%

Bachelor's or higher

Age distribution

Male Female

193

Under 5

183

5–9

351

10–14

333

236

15–19

224

338

20–24

321

470

25–34

445

612

35–44

579

457

45–54

433

233

55–59

220

265

60–64

251

380

65–74

360

156

75–84

148

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,508	20.2%
18 and over	5,955	79.8%
65 and over	1,129	15.1%
Median age	39.0 years

Race & ethnicity

White 61.4%

Hispanic or Latino 16.9%

Two or more races 12.7%

Other race 8.4%

Asian 0.4%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,514	61.4%
Hispanic or Latino	1,517	16.9%
Two or more races	1,143	12.7%
Other race	754	8.4%
Asian	33	0.4%
Black or African American	14	0.2%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	39.3%	39.5%
$50k – $100k	35.3%	35.3%	30.1%
$100k – $200k	18.8%	19.7%	22.6%
Over $200k	6.1%	5.7%	7.8%

Under $10k 1.1%

$10k–$15k 2.2%

$15k–$25k 3.6%

$25k–$35k 4.8%

$35k–$50k 13.8%

$50k–$75k 21.7%

$75k–$100k 14.4%

$100k–$150k 21.8%

$150k–$200k 6.1%

$200k+ 10.6%

Range	% of households
Under $10k	1.1%
$10k–$15k	2.2%
$15k–$25k	3.6%
$25k–$35k	4.8%
$35k–$50k	13.8%
$50k–$75k	21.7%
$75k–$100k	14.4%
$100k–$150k	21.8%
$150k–$200k	6.1%
$200k+	10.6%
Median income	$79,092

Housing

Home values

Under $50k 8.7%

$50k–$100k 18.7%

$100k–$150k 9.6%

$150k–$200k 16.9%

$200k–$300k 12.3%

$300k–$500k 17.6%

$500k–$1M 12.8%

$1M+ 3.3%

Housing overview

Metric	Value
Median home value	$189,800
Median rent / month	$1,081
Owner occupied	90.7%
Renter occupied	9.3%
Vacant	6.6%
Single-family detached	61.5%
Large apartment buildings	0.0%
Mobile homes	37.2%
Median rooms	5.5
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	1.1%
2010–2019	13.4%
2000–2009	26.7%
1990–1999	15.7%
1980–1989	9.5%
1970–1979	16.1%
1960–1969	2.8%
1950–1959	5.3%
1940–1949	2.1%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.9%
2 bedrooms	22.3%
3 bedrooms	56.9%
4 bedrooms	10.9%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	21.7%
2 vehicles	34.7%
3 or more	40.2%

Heating fuel

Fuel type	%
Utility gas	10.6%
Electricity	74.5%
Propane / LP gas	14.1%
Wood	0.8%

Households & families

Household type	Count	%
Married-couple family	1,540	58.3%
Cohabiting couple	133	5.0%
Male householder, no spouse	330	12.5%
Female householder, no spouse	640	24.2%
Households with children under 18	649	24.6%
Households with seniors (65+)	704	26.6%
Average household size	2.79

Marital status

Status	Male	Female
Never married	32.5%	20.0%
Married	59.3%	58.5%
Separated	1.5%	0.2%
Widowed	1.3%	10.6%
Divorced	5.3%	10.7%

Education

Less than 9th grade 15.1%

Some HS, no diploma 4.0%

HS graduate 31.3%

Some college, no degree 30.3%

Associate's degree 4.4%

Bachelor's degree 10.3%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	81.0%
Bachelor's or higher	15.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	141	10.9%
Kindergarten	11	0.9%
Elementary school	787	61.0%
High school	258	20.0%
College / grad school	94	7.3%

Employment

Industry of employment

Construction 21.5%

Education & healthcare 13.6%

Professional & management 10.6%

Retail trade 10.3%

Manufacturing 8.7%

Finance & real estate 8.3%

Agriculture & mining 7.1%

Other services 5.8%

Transportation & utilities 5.3%

Arts, food & hospitality 4.8%

Public administration 2.3%

Wholesale trade 1.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	23.7%
Service	14.4%
Sales & office	24.7%
Natural resources & construction	27.1%
Production & transportation	10.0%

Employment type

Type	%
Private sector	80.0%
Government	9.4%
Self-employed	10.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.7%
Carpool	23.5%
Public transit	0.5%
Walk	0.1%
Work from home	4.1%
Other means	0.1%
Avg commute (minutes)	33.1

Poverty

All people 7.8%

Under 18 years 21.5%

18 and over 4.4%

Married-couple families 0.2%

Female-led households 47.0%

Income support

Source	% of households
Social Security	32.6%
Retirement income	21.1%
Supplemental Security	3.9%
Cash public assistance	0.0%
Food stamps / SNAP	8.3%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	35.1%
High cholesterol	36.1%
Diabetes	11.3%
Heart disease	6.7%
Stroke	3.0%
Asthma	8.9%
Arthritis	24.6%
Kidney disease	2.9%
Pulmonary disease	7.3%
Cancer	6.7%

Behavior / access	%
Smoking	19.4%
Binge drinking	19.1%
No physical activity	25.4%
Less than 7 hrs sleep	35.3%
Depression	22.9%
Fair or poor health	16.2%
Poor mental health	15.2%
Poor physical health	11.4%
No health insurance	24.2%
Visited doctor (checkup)	69.7%
Visited dentist	55.1%
Cholesterol screening	89.9%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	567	9.6%

Disability	%
Any disability	18.0%
Under 18	1.1%
18–64 years	19.7%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	55.6%
Public insurance	30.9%
No insurance	25.3%
Uninsured under 19	10.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,087	95.0%
Spanish	489	6.9%
Other Indo-European	460	6.5%
Asian & Pacific Islander	0	0.0%
Other languages	29	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,583	88.2%
Born in same state	6,389	85.6%
Born in different state	4,486	60.1%
Foreign born	194	2.6%
Naturalized citizen	880	11.8%
Not a US citizen	166	18.9%

Ancestry

Ancestry	Count	%
Italian	730	9.8%
French	725	9.7%
Arab	620	8.3%
English	32	0.4%
Irish	18	0.2%

Ancestry	Count	%
Norwegian	18	0.2%
Dutch	18	0.2%
German	3	0%
Polish	2	0%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78605

What city is ZIP code 78605 in?

ZIP code 78605 is primarily assigned to Bertram, Texas.

What county is ZIP code 78605 in?

ZIP code 78605 falls within Burnet County, Texas.

Is ZIP code 78605 mostly owner-occupied?

91% of occupied units in ZIP code 78605 are owner-occupied, well above the national average.

Does ZIP code 78605 have a large veteran population?

10% of civilians in ZIP code 78605 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 78605?

The median home value in ZIP code 78605 is $189,800.

What is the population of ZIP code 78605?

ZIP code 78605 has an estimated population of 7,463 residents, with a density of 43 people per square mile.

What timezone is ZIP code 78605 in?

ZIP code 78605 observes the CST timezone.