97707 ZIP Code — Bend, OR

Deschutes County, Oregon

ZIP code 97707 is located in Bend, Oregon, within Deschutes County. It covers approximately 62.72 square miles and serves a population of 6,326 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 541.

About ZIP code 97707

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $491,800. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($78,508) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 97707 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

6,326

population

62.72

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

97707 ZIP code map

Cities in ZIP code 97707

Below are the cities the US Postal Service accepts for ZIP code 97707. Using any city not on this list may result in mail delivery delays.

City	Status
Bend	Acceptable
Bend	Preferred

Nearby ZIP codes

97739 La Pine (7.4 mi) 97702 Bend (14.3 mi) 97703 Bend (14.9 mi) 97701 Bend (20 mi)

Demographics updated 06/2026

Population
Total population	6,326
Population density	101 / sq mi
State FIPS	41
County FIPS	017

Geography
Land area	62.72 sq mi
Water area	0.33 sq mi
Latitude	43.8500
Longitude	-121.4880
Timezone	Pacific (PT)
Area code	541

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	35.5%	38.1%
$50k – $100k	39.7%	33.6%	31.4%
$100k – $200k	23.3%	23.4%	23.2%
Over $200k	4.1%	7.5%	7.2%

Demographics & statistics

6,326

Population

101

People per sq mi

60.1

Median age

$78,508

Median household income

$51,437

Per capita income

$491,800

Median home value

$1,787

Median monthly rent

88.1%

Home ownership

6.9%

Poverty rate

6.0%

Unemployment

7,610

Housing units

50.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

129

10–14

103

15–19

20–24

440

25–34

352

357

35–44

287

262

45–54

210

259

55–59

208

452

60–64

362

967

65–74

775

336

75–84

269

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	643	10.2%
18 and over	5,683	89.8%
65 and over	2,365	37.4%
Median age	60.1 years

Race & ethnicity

White 89.5%

Hispanic or Latino 3.8%

Two or more races 2.8%

Other race 2.4%

American Indian / Alaska Native 0.8%

Asian 0.7%

Group	Count	%
White	5,888	89.5%
Hispanic or Latino	253	3.8%
Two or more races	186	2.8%
Other race	158	2.4%
American Indian / Alaska Native	51	0.8%
Asian	43	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	35.5%	38.1%
$50k – $100k	39.7%	33.6%	31.4%
$100k – $200k	23.3%	23.4%	23.2%
Over $200k	4.1%	7.5%	7.2%

Under $10k 5.9%

$10k–$15k 1.3%

$15k–$25k 2.1%

$25k–$35k 5.3%

$35k–$50k 15.5%

$50k–$75k 17.6%

$75k–$100k 16.9%

$100k–$150k 17.6%

$150k–$200k 9.6%

$200k+ 8.1%

Range	% of households
Under $10k	5.9%
$10k–$15k	1.3%
$15k–$25k	2.1%
$25k–$35k	5.3%
$35k–$50k	15.5%
$50k–$75k	17.6%
$75k–$100k	16.9%
$100k–$150k	17.6%
$150k–$200k	9.6%
$200k+	8.1%
Median income	$78,508

Housing

Home values

Under $50k 1.6%

$50k–$100k 0.3%

$100k–$150k 0.4%

$150k–$200k 1.5%

$200k–$300k 16.9%

$300k–$500k 30.6%

$500k–$1M 39.6%

$1M+ 9.0%

Housing overview

Metric	Value
Median home value	$491,800
Median rent / month	$1,787
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	61.7%
Single-family detached	86.6%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	5.1
Avg household size (owned)	2.07

Year built

Era	%
2020 or later	0.9%
2010–2019	3.9%
2000–2009	17.2%
1990–1999	30.2%
1980–1989	20.4%
1970–1979	22.7%
1960–1969	3.5%
1950–1959	1.1%
1940–1949	0.0%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	1.2%
2 bedrooms	19.8%
3 bedrooms	57.5%
4 bedrooms	15.2%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	23.3%
2 vehicles	48.3%
3 or more	27.8%

Heating fuel

Fuel type	%
Utility gas	23.7%
Electricity	53.2%
Propane / LP gas	4.2%
Fuel oil	0.9%
Wood	17.2%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	1,683	55.1%
Cohabiting couple	330	10.8%
Male householder, no spouse	595	19.5%
Female householder, no spouse	448	14.7%
Households with children under 18	449	14.7%
Households with seniors (65+)	1,482	48.5%
Average household size	2.07

Marital status

Status	Male	Female
Never married	24.2%	13.1%
Married	56.3%	63.4%
Separated	0.0%	0.9%
Widowed	1.3%	7.6%
Divorced	18.1%	15.1%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.6%

HS graduate 16.8%

Some college, no degree 19.5%

Associate's degree 10.3%

Bachelor's degree 32.9%

Graduate / professional 17.6%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	50.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	70	11.8%
Elementary school	255	43.0%
High school	193	32.5%
College / grad school	75	12.6%

Employment

Industry of employment

Education & healthcare 20.2%

Retail trade 16.7%

Professional & management 15.2%

Arts, food & hospitality 14.7%

Construction 6.7%

Finance & real estate 5.7%

Manufacturing 4.9%

Other services 4.3%

Transportation & utilities 4.2%

Agriculture & mining 2.2%

Wholesale trade 1.9%

Public administration 1.7%

Information 1.6%

Occupation

Category	%
Management, business & arts	47.2%
Service	10.5%
Sales & office	25.9%
Natural resources & construction	7.6%
Production & transportation	8.9%

Employment type

Type	%
Private sector	82.2%
Government	9.5%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.2%
Carpool	3.1%
Public transit	0.6%
Walk	1.9%
Work from home	22.3%
Other means	0.9%
Avg commute (minutes)	24.5

Poverty

All people 6.9%

Under 18 years 5.9%

18 and over 7.0%

Married-couple families 2.5%

Female-led households 6.4%

Income support

Source	% of households
Social Security	52.3%
Retirement income	37.2%
Supplemental Security	2.2%
Cash public assistance	2.0%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	34.8%
High cholesterol	36.9%
Diabetes	10.8%
Heart disease	7.3%
Stroke	3.3%
Asthma	10.0%
Arthritis	29.7%
Kidney disease	3.2%
Pulmonary disease	7.1%
Cancer	8.7%

Behavior / access	%
Smoking	14.3%
Binge drinking	16.1%
No physical activity	17.1%
Less than 7 hrs sleep	28.2%
Depression	21.8%
Fair or poor health	13.4%
Poor mental health	13.4%
Poor physical health	10.6%
No health insurance	8.8%
Visited doctor (checkup)	75.6%
Visited dentist	71.2%
Cholesterol screening	92.7%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	526	9.3%

Disability	%
Any disability	10.3%
Under 18	4.2%
18–64 years	11.0%
65 and over	11.0%

Health insurance coverage

Type	%
Private insurance	69.6%
Public insurance	50.9%
No insurance	5.8%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,216	98.3%
Spanish	50	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	23	0.4%
Other languages	27	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,179	97.7%
Born in same state	6,143	97.1%
Born in different state	2,129	33.7%
Foreign born	36	0.6%
Naturalized citizen	147	2.3%
Not a US citizen	124	84.4%

Ancestry

Ancestry	Count	%
French	1,118	17.7%
Italian	773	12.2%
Arab	320	5.1%
Polish	255	4%

Ancestry	Count	%
Dutch	83	1.3%
Irish	82	1.3%
English	18	0.3%
German	8	0.1%

Technology access

Metric	% of households
Computer access	48.3%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 97707

What city is ZIP code 97707 in?

ZIP code 97707 is primarily assigned to Bend, Oregon.

What county is ZIP code 97707 in?

ZIP code 97707 falls within Deschutes County, Oregon.

Does ZIP code 97707 have an older population?

37% of residents in ZIP code 97707 are 65 or older, above the national average of ~17%.

Does ZIP code 97707 have a large retiree population?

52% of households in ZIP code 97707 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 97707 mostly owner-occupied?

88% of occupied units in ZIP code 97707 are owner-occupied, well above the national average.

How educated is the population of ZIP code 97707?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 97707 in?

ZIP code 97707 observes the PST timezone.