44609 ZIP Code — Beloit, OH

Mahoning County, Ohio

ZIP code 44609 is located in Beloit, Ohio, within Mahoning County. It covers approximately 26.93 square miles and serves a population of 3,267 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 330/234.

About ZIP code 44609

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $143,800. Owner-occupancy is high at 84%, well above the national average.

Median household income is $54,796. The poverty rate of 6% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 44609 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,267

population

26.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

44609 ZIP code map

Cities in ZIP code 44609

Below are the cities the US Postal Service accepts for ZIP code 44609. Using any city not on this list may result in mail delivery delays.

City	Status
Beloit	Acceptable
Beloit	Preferred

Nearby ZIP codes

44672 Sebring (2.2 mi) 44460 Salem (6.4 mi) 44449 North Benton (6.4 mi) 44634 Homeworth (6.8 mi) 44601 Alliance (7.8 mi) 44401 Berlin Center (8.6 mi) 44411 Deerfield (9 mi) 44625 East Rochester (10.7 mi) 44423 Hanoverton (11 mi) 44490 Washingtonville (11.4 mi) 44669 Paris (11.9 mi) 44431 Leetonia (12.7 mi)

Demographics updated 06/2026

Population
Total population	3,267
Population density	121 / sq mi
State FIPS	39
County FIPS	099

Geography
Land area	26.93 sq mi
Water area	0.41 sq mi
Latitude	40.9081
Longitude	-80.9835
Timezone	Eastern (ET)
Area code	330/234

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	52.9%	43.3%
$50k – $100k	30.2%	29.2%	31.4%
$100k – $200k	15.5%	14.9%	20.0%
Over $200k	1.7%	3.0%	5.2%

Demographics & statistics

3,267

Population

121

People per sq mi

51.7

Median age

$54,796

Median household income

$31,996

Per capita income

$143,800

Median home value

$701

Median monthly rent

84.2%

Home ownership

6.4%

Poverty rate

4.7%

Unemployment

1,381

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

130

25–34

129

179

35–44

178

218

45–54

218

129

55–59

128

182

60–64

181

270

65–74

269

103

75–84

103

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	560	17.1%
18 and over	2,707	82.9%
65 and over	861	26.4%
Median age	51.7 years

Race & ethnicity

White 97.8%

Two or more races 1.1%

Hispanic or Latino 1%

Black or African American 0.2%

Group	Count	%
White	3,226	97.8%
Two or more races	36	1.1%
Hispanic or Latino	32	1%
Black or African American	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	52.9%	43.3%
$50k – $100k	30.2%	29.2%	31.4%
$100k – $200k	15.5%	14.9%	20.0%
Over $200k	1.7%	3.0%	5.2%

Under $10k 4.0%

$10k–$15k 6.8%

$15k–$25k 6.8%

$25k–$35k 12.2%

$35k–$50k 12.9%

$50k–$75k 21.2%

$75k–$100k 13.9%

$100k–$150k 15.6%

$150k–$200k 2.7%

$200k+ 3.9%

Range	% of households
Under $10k	4.0%
$10k–$15k	6.8%
$15k–$25k	6.8%
$25k–$35k	12.2%
$35k–$50k	12.9%
$50k–$75k	21.2%
$75k–$100k	13.9%
$100k–$150k	15.6%
$150k–$200k	2.7%
$200k+	3.9%
Median income	$54,796

Housing

Home values

Under $50k 15.6%

$50k–$100k 12.0%

$100k–$150k 24.0%

$150k–$200k 15.3%

$200k–$300k 25.9%

$300k–$500k 4.1%

$500k–$1M 2.3%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$143,800
Median rent / month	$701
Owner occupied	84.2%
Renter occupied	15.8%
Vacant	9.4%
Single-family detached	80.1%
Large apartment buildings	0.0%
Mobile homes	14.5%
Median rooms	6.3
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	1.4%
2010–2019	2.6%
2000–2009	10.5%
1990–1999	4.3%
1980–1989	8.2%
1970–1979	17.6%
1960–1969	4.7%
1950–1959	10.2%
1940–1949	14.3%
1939 or earlier	26.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.6%
2 bedrooms	28.3%
3 bedrooms	46.0%
4 bedrooms	17.0%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	31.4%
2 vehicles	37.9%
3 or more	26.3%

Heating fuel

Fuel type	%
Utility gas	53.4%
Electricity	16.0%
Propane / LP gas	14.4%
Fuel oil	9.9%
Wood	2.8%

Households & families

Household type	Count	%
Married-couple family	837	57.3%
Cohabiting couple	55	3.8%
Male householder, no spouse	237	16.2%
Female householder, no spouse	331	22.7%
Households with children under 18	274	18.8%
Households with seniors (65+)	581	39.8%
Average household size	2.24

Marital status

Status	Male	Female
Never married	24.8%	13.5%
Married	61.4%	60.0%
Separated	0.8%	2.7%
Widowed	1.5%	12.3%
Divorced	11.5%	11.5%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.3%

HS graduate 48.4%

Some college, no degree 21.1%

Associate's degree 6.6%

Bachelor's degree 12.5%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	67	10.8%
Kindergarten	29	4.7%
Elementary school	172	27.6%
High school	139	22.3%
College / grad school	216	34.7%

Employment

Industry of employment

Education & healthcare 30.4%

Manufacturing 21.1%

Retail trade 12.8%

Arts, food & hospitality 8.7%

Construction 5.6%

Other services 5.1%

Transportation & utilities 4.6%

Finance & real estate 4.6%

Professional & management 2.8%

Wholesale trade 1.6%

Public administration 1.3%

Agriculture & mining 0.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	27.0%
Service	19.3%
Sales & office	25.2%
Natural resources & construction	7.3%
Production & transportation	21.3%

Employment type

Type	%
Private sector	82.0%
Government	6.1%
Self-employed	7.8%
Unpaid family workers	4.0%

Commute

Method	%
Drive alone	80.1%
Carpool	9.8%
Public transit	0.0%
Walk	4.6%
Work from home	3.4%
Other means	2.0%
Avg commute (minutes)	23.3

Poverty

All people 6.4%

Under 18 years 0.6%

18 and over 7.5%

Married-couple families 2.0%

Female-led households 2.8%

Income support

Source	% of households
Social Security	42.6%
Retirement income	34.1%
Supplemental Security	3.2%
Cash public assistance	0.3%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	36.5%
High cholesterol	34.6%
Diabetes	12.5%
Heart disease	8.3%
Stroke	3.8%
Asthma	10.4%
Arthritis	32.3%
Kidney disease	3.3%
Pulmonary disease	10.3%
Cancer	7.7%

Behavior / access	%
Smoking	24.7%
Binge drinking	15.5%
No physical activity	28.6%
Less than 7 hrs sleep	37.2%
Depression	24.5%
Fair or poor health	17.1%
Poor mental health	16.5%
Poor physical health	12.2%
No health insurance	11.9%
Visited doctor (checkup)	76.5%
Visited dentist	62.1%
Cholesterol screening	89.2%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	274	10.1%

Disability	%
Any disability	15.3%
Under 18	1.4%
18–64 years	9.5%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	69.0%
Public insurance	39.7%
No insurance	5.8%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,090	94.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,267	100.0%
Born in same state	3,248	99.4%
Born in different state	2,867	87.8%
Foreign born	19	0.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	577	17.7%
Italian	454	13.9%
Arab	185	5.7%

Ancestry	Count	%
Irish	59	1.8%
English	46	1.4%
Polish	14	0.4%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	86.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 44609

What city is ZIP code 44609 in?

ZIP code 44609 is primarily assigned to Beloit, Ohio.

What county is ZIP code 44609 in?

ZIP code 44609 falls within Mahoning County, Ohio.

Does ZIP code 44609 have an older population?

26% of residents in ZIP code 44609 are 65 or older, above the national average of ~17%.

Is ZIP code 44609 mostly owner-occupied?

84% of occupied units in ZIP code 44609 are owner-occupied, well above the national average.

Does ZIP code 44609 have a large retiree population?

43% of households in ZIP code 44609 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 44609?

The median home value in ZIP code 44609 is $143,800.

What timezone is ZIP code 44609 in?

ZIP code 44609 observes the EST timezone.