46582 ZIP Code — Warsaw, IN
Kosciusko County, Indiana
ZIP code 46582 is located in Warsaw, Indiana, within Kosciusko County. It covers approximately 57.64 square miles and serves a population of 14,063 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.
About ZIP code 46582
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $219,800. Owner-occupancy sits near the national average at 65%.
Median household income is $68,343.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
14,063
population
57.64
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46582 ZIP code map
Cities in ZIP code 46582
Below are the cities the US Postal Service accepts for ZIP code 46582. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Warsaw | Preferred |
Nearby ZIP codes
46538 Leesburg (3.5 mi)
46590 Winona Lake (4.3 mi)
46580 Warsaw (5.3 mi)
46542 Milford (8.5 mi)
46555 North Webster (8.8 mi)
46524 Etna Green (9 mi)
46562 Pierceton (9.1 mi)
46508 Burket (10.2 mi)
46567 Syracuse (10.8 mi)
46539 Mentone (11.2 mi)
46510 Claypool (11.2 mi)
46764 Larwill (12.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 14,063 |
| Population density | 244 / sq mi |
| State FIPS | 18 |
| County FIPS | 085 |
| Geography | |
|---|---|
| Land area | 57.64 sq mi |
| Water area | 2.45 sq mi |
| Latitude | 41.2725 |
| Longitude | -85.8491 |
| Timezone | Eastern (ET) |
| Area code | 574 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.3% | 39.8% | 42.9% |
| $50k – $100k | 33.8% | 36.1% | 32.7% |
| $100k – $200k | 21.0% | 20.2% | 19.8% |
| Over $200k | 3.9% | 4.0% | 4.5% |
Demographics & statistics
14,063
Population
244
People per sq mi
33.9
Median age
$68,343
Median household income
$34,357
Per capita income
$219,800
Median home value
$1,032
Median monthly rent
64.8%
Home ownership
12.1%
Poverty rate
3.3%
Unemployment
4,841
Housing units
31.7%
Bachelor's or higher
Age distribution
Male
Female
529
Under 5
498
536
5–9
505
582
10–14
547
477
15–19
449
468
20–24
441
1,112
25–34
1,047
799
35–44
752
727
45–54
684
418
55–59
393
549
60–64
517
524
65–74
493
375
75–84
352
149
85+
140
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,781 | 26.9% |
| 18 and over | 10,282 | 73.1% |
| 65 and over | 2,033 | 14.5% |
| Median age | 33.9 years | |
Race & ethnicity
White
78.6%
Two or more races
6.9%
Hispanic or Latino
6.6%
Asian
4.8%
Black or African American
1.8%
Other race
1.4%
| Group | Count | % |
|---|---|---|
| White | 11,834 | 78.6% |
| Two or more races | 1,032 | 6.9% |
| Hispanic or Latino | 989 | 6.6% |
| Asian | 724 | 4.8% |
| Black or African American | 268 | 1.8% |
| Other race | 205 | 1.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.3% | 39.8% | 42.9% |
| $50k – $100k | 33.8% | 36.1% | 32.7% |
| $100k – $200k | 21.0% | 20.2% | 19.8% |
| Over $200k | 3.9% | 4.0% | 4.5% |
Under $10k
6.9%
$10k–$15k
1.3%
$15k–$25k
8.7%
$25k–$35k
7.2%
$35k–$50k
14.8%
$50k–$75k
15.3%
$75k–$100k
17.8%
$100k–$150k
15.4%
$150k–$200k
7.4%
$200k+
5.2%
| Range | % of households |
|---|---|
| Under $10k | 6.9% |
| $10k–$15k | 1.3% |
| $15k–$25k | 8.7% |
| $25k–$35k | 7.2% |
| $35k–$50k | 14.8% |
| $50k–$75k | 15.3% |
| $75k–$100k | 17.8% |
| $100k–$150k | 15.4% |
| $150k–$200k | 7.4% |
| $200k+ | 5.2% |
| Median income | $68,343 |
Housing
Home values
Under $50k
10.7%
$50k–$100k
4.3%
$100k–$150k
9.4%
$150k–$200k
18.8%
$200k–$300k
35.7%
$300k–$500k
15.5%
$500k–$1M
5.1%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $219,800 |
| Median rent / month | $1,032 |
| Owner occupied | 64.8% |
| Renter occupied | 35.2% |
| Vacant | 16.3% |
| Single-family detached | 60.9% |
| Large apartment buildings | 4.5% |
| Mobile homes | 12.2% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.61 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.5% |
| 2010–2019 | 15.2% |
| 2000–2009 | 18.4% |
| 1990–1999 | 18.8% |
| 1980–1989 | 8.4% |
| 1970–1979 | 15.5% |
| 1960–1969 | 6.2% |
| 1950–1959 | 6.3% |
| 1940–1949 | 3.2% |
| 1939 or earlier | 6.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.6% |
| 1 bedroom | 4.9% |
| 2 bedrooms | 36.3% |
| 3 bedrooms | 43.6% |
| 4 bedrooms | 12.0% |
| 5+ bedrooms | 1.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.2% |
| 1 vehicle | 36.0% |
| 2 vehicles | 45.0% |
| 3 or more | 14.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 70.3% |
| Electricity | 24.8% |
| Propane / LP gas | 2.7% |
| Wood | 1.4% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,623 | 45.7% |
| Cohabiting couple | 594 | 10.3% |
| Male householder, no spouse | 1,014 | 17.7% |
| Female householder, no spouse | 1,512 | 26.3% |
| Households with children under 18 | 1,838 | 32.0% |
| Households with seniors (65+) | 1,420 | 24.7% |
| Average household size | 2.44 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 35.8% | 23.4% |
| Married | 53.2% | 51.6% |
| Separated | 0.3% | 2.3% |
| Widowed | 2.9% | 5.9% |
| Divorced | 7.9% | 16.8% |
Education
Less than 9th grade
4.3%
Some HS, no diploma
5.3%
HS graduate
28.8%
Some college, no degree
21.3%
Associate's degree
8.5%
Bachelor's degree
18.0%
Graduate / professional
13.7%
| Metric | % |
|---|---|
| HS diploma or higher | 90.4% |
| Bachelor's or higher | 31.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 162 | 5.3% |
| Kindergarten | 220 | 7.2% |
| Elementary school | 1,532 | 50.2% |
| High school | 651 | 21.3% |
| College / grad school | 488 | 16.0% |
Employment
Industry of employment
Manufacturing
45.0%
Education & healthcare
16.0%
Retail trade
8.9%
Arts, food & hospitality
7.0%
Professional & management
5.8%
Construction
4.7%
Wholesale trade
2.8%
Public administration
2.5%
Other services
2.4%
Finance & real estate
2.2%
Transportation & utilities
1.5%
Agriculture & mining
0.7%
Information
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 34.8% |
| Service | 12.1% |
| Sales & office | 17.7% |
| Natural resources & construction | 6.4% |
| Production & transportation | 29.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 90.5% |
| Government | 6.5% |
| Self-employed | 3.0% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.1% |
| Carpool | 13.7% |
| Public transit | 0.0% |
| Walk | 1.4% |
| Work from home | 9.6% |
| Other means | 1.2% |
| Avg commute (minutes) | 18.4 |
Poverty
All people
12.1%
Under 18 years
12.5%
18 and over
11.9%
Married-couple families
5.5%
Female-led households
21.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 25.3% |
| Retirement income | 20.0% |
| Supplemental Security | 1.7% |
| Cash public assistance | 0.5% |
| Food stamps / SNAP | 7.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.2% |
| High blood pressure | 32.7% |
| High cholesterol | 32.9% |
| Diabetes | 10.6% |
| Heart disease | 6.2% |
| Stroke | 2.8% |
| Asthma | 9.7% |
| Arthritis | 23.0% |
| Kidney disease | 2.7% |
| Pulmonary disease | 7.7% |
| Cancer | 6.0% |
| Behavior / access | % |
|---|---|
| Smoking | 20.9% |
| Binge drinking | 16.4% |
| No physical activity | 26.4% |
| Less than 7 hrs sleep | 34.2% |
| Depression | 23.1% |
| Fair or poor health | 15.5% |
| Poor mental health | 15.8% |
| Poor physical health | 10.7% |
| No health insurance | 15.1% |
| Visited doctor (checkup) | 73.3% |
| Visited dentist | 60.1% |
| Cholesterol screening | 87.5% |
| Teeth loss | 16.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 655 | 6.4% |
| Disability | % |
|---|---|
| Any disability | 10.4% |
| Under 18 | 4.5% |
| 18–64 years | 8.2% |
| 65 and over | 30.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 71.3% |
| Public insurance | 31.2% |
| No insurance | 6.9% |
| Uninsured under 19 | 7.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 13,036 | 92.7% |
| Spanish | 670 | 5.1% |
| Other Indo-European | 588 | 4.5% |
| Asian & Pacific Islander | 24 | 0.2% |
| Other languages | 58 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 12,702 | 90.3% |
| Born in same state | 12,449 | 88.5% |
| Born in different state | 9,152 | 65.1% |
| Foreign born | 253 | 1.8% |
| Naturalized citizen | 1,361 | 9.7% |
| Not a US citizen | 286 | 21.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,279 | 9.1% |
| French | 1,256 | 8.9% |
| Arab | 1,067 | 7.6% |
| English | 194 | 1.4% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 58 | 0.4% |
| German | 55 | 0.4% |
| Irish | 34 | 0.2% |
| Norwegian | 17 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.8% |
| Internet access | 94.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46582
What city is ZIP code 46582 in?
ZIP code 46582 is primarily assigned to Warsaw, Indiana.
What county is ZIP code 46582 in?
ZIP code 46582 falls within Kosciusko County, Indiana.
What is the population of ZIP code 46582?
ZIP code 46582 has an estimated population of 14,063 residents, with a density of 244 people per square mile.
What is the typical home value in ZIP code 46582?
The median home value in ZIP code 46582 is $219,800.
What is the median household income in ZIP code 46582?
The median household income in ZIP code 46582 is $68,343, below the national median of ~$75,000.
What timezone is ZIP code 46582 in?
ZIP code 46582 observes the EST timezone.