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Montana ZIP Codes
Cascade County
Ulm, MT
59485
59485 ZIP Code — Ulm, MT
Cascade County, Montana
ZIP code 59485 is located in
Ulm ,
Montana ,
within Cascade County .
It covers approximately 56.40 square miles and serves a population of
712 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 406 .
About ZIP code 59485
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $267,200.
Median household income is $86,625. The poverty rate of 4% is below the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 59485 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
59485 ZIP code map
View map of 59485
Cities in ZIP code 59485
Below are the cities the US Postal Service accepts for ZIP code 59485. Using any city not on this list may result in mail delivery delays.
City
Status
Ulm
Acceptable
Demographics
updated 06/2026
Population
Total population
712
Population density
13 / sq mi
State FIPS
30
County FIPS
013
Geography
Land area
56.40 sq mi
Water area
0.95 sq mi
Latitude
47.4106
Longitude
-111.6094
Timezone
Mountain (MT)
Area code
406
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.0%
47.9%
44.2%
$50k – $100k
41.5%
31.8%
32.0%
$100k – $200k
21.0%
16.9%
19.2%
Over $200k
1.5%
3.5%
4.7%
Demographics & statistics
$86,625
Median household income
$267,200
Median home value
29.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 198 27.8% 18 and over 514 72.2% 65 and over 155 21.8% Median age 43.4 years
Race & ethnicity
American Indian / Alaska Native
1.4%
Group Count % White 645 87.4% Two or more races 53 7.2% Hispanic or Latino 26 3.5% American Indian / Alaska Native 10 1.4% Other race 4 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.0%
47.9%
44.2%
$50k – $100k
41.5%
31.8%
32.0%
$100k – $200k
21.0%
16.9%
19.2%
Over $200k
1.5%
3.5%
4.7%
Range % of households Under $10k 0.8% $10k–$15k 2.4% $15k–$25k 1.6% $25k–$35k 5.9% $35k–$50k 9.5% $50k–$75k 22.5% $75k–$100k 17.4% $100k–$150k 28.1% $150k–$200k 11.1% $200k+ 0.8% Median income $86,625
Housing
Housing overview
Metric Value Median home value $267,200 Median rent / month $0 Owner occupied 99.6% Renter occupied 0.4% Vacant 15.7% Single-family detached 73.3% Large apartment buildings 0.0% Mobile homes 25.0% Median rooms 6.0 Avg household size (owned) 2.81
Year built
Era % 2020 or later 0.0% 2010–2019 5.7% 2000–2009 11.3% 1990–1999 27.7% 1980–1989 16.7% 1970–1979 7.3% 1960–1969 11.7% 1950–1959 18.0% 1940–1949 0.0% 1939 or earlier 1.7%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 3.0% 2 bedrooms 23.7% 3 bedrooms 41.3% 4 bedrooms 22.0% 5+ bedrooms 10.0%
Vehicles per household
Vehicles % of households No vehicle 0.8% 1 vehicle 7.1% 2 vehicles 32.0% 3 or more 60.1%
Heating fuel
Fuel type % Utility gas 77.1% Electricity 9.5% Propane / LP gas 5.9% Wood 7.5%
Households & families
Household type Count % Married-couple family 191 75.5% Cohabiting couple 17 6.7% Male householder, no spouse 25 9.9% Female householder, no spouse 20 7.9% Households with children under 18 81 32.0% Households with seniors (65+) 105 41.5% Average household size 2.81
Marital status
Status Male Female Never married 35.1% 16.2% Married 56.6% 73.4% Separated 0.0% 0.0% Widowed 3.5% 6.9% Divorced 4.7% 3.5%
Education
Some college, no degree
15.8%
Graduate / professional
11.0%
Metric % HS diploma or higher 95.1% Bachelor's or higher 29.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 23 12.0% Kindergarten 3 1.6% Elementary school 82 42.7% High school 74 38.5% College / grad school 10 5.2%
Employment
Industry of employment
Education & healthcare
26.6%
Agriculture & mining
18.8%
Public administration
6.3%
Finance & real estate
3.1%
Transportation & utilities
2.8%
Arts, food & hospitality
2.8%
Professional & management
2.5%
Occupation
Category % Management, business & arts 42.6% Service 12.2% Sales & office 18.8% Natural resources & construction 18.2% Production & transportation 8.2%
Employment type
Type % Private sector 68.0% Government 14.1% Self-employed 11.9% Unpaid family workers 6.0%
Commute
Method % Drive alone 77.4% Carpool 6.6% Public transit 0.0% Walk 4.7% Work from home 11.3% Other means 0.0% Avg commute (minutes) 22.0
Poverty
Married-couple families
1.0%
Female-led households
60.0%
Income support
Source % of households Social Security 45.8% Retirement income 36.8% Supplemental Security 3.2% Cash public assistance 1.2% Food stamps / SNAP 0.4%
Health indicators
Condition % Obesity 36.0% High blood pressure 33.2% High cholesterol 30.2% Diabetes 10.1% Heart disease 6.4% Stroke 3.1% Asthma 10.9% Arthritis 28.0% Kidney disease 2.8% Pulmonary disease 7.3% Cancer 7.2%
Behavior / access % Smoking 19.6% Binge drinking 18.5% No physical activity 22.0% Less than 7 hrs sleep 31.4% Depression 24.3% Fair or poor health 13.7% Poor mental health 13.7% Poor physical health 11.1% No health insurance 11.9% Visited doctor (checkup) 74.3% Visited dentist 63.2% Cholesterol screening 89.3% Teeth loss 13.2%
Veterans & disability
Veterans Count % Civilian veterans 61 11.9%
Disability % Any disability 13.5% Under 18 7.1% 18–64 years 12.3% 65 and over 24.5%
Health insurance coverage
Type % Private insurance 73.5% Public insurance 40.9% No insurance 4.8% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 687 96.5% Spanish 15 2.2% Other Indo-European 0 0.0% Asian & Pacific Islander 15 2.2% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 690 96.9% Born in same state 673 94.5% Born in different state 387 54.4% Foreign born 17 2.4% Naturalized citizen 22 3.1% Not a US citizen 14 63.6%
Ancestry
Ancestry Count % Italian 158 22.2% Polish 92 12.9% Arab 72 10.1% French 48 6.7%
Ancestry Count % English 34 4.8% German 4 0.6% Dutch 2 0.3%
Technology access
Metric % of households Computer access 35.5% Internet access 96.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 59485
What city is ZIP code 59485 in?
ZIP code 59485 is primarily assigned to Ulm, Montana.
What county is ZIP code 59485 in?
ZIP code 59485 falls within Cascade County, Montana.
Does ZIP code 59485 have a large retiree population?
46% of households in ZIP code 59485 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 59485 have a large veteran population?
12% of civilians in ZIP code 59485 are veterans, above the national average of ~7%.
What is the population of ZIP code 59485?
ZIP code 59485 has an estimated population of 712 residents, with a density of 13 people per square mile.
What is the median household income in ZIP code 59485?
The median household income in ZIP code 59485 is $86,625, above the national median of ~$75,000.
What timezone is ZIP code 59485 in?
ZIP code 59485 observes the MST timezone.
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