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Florida ZIP Codes
Martin County
Stuart, FL
34997
34997 ZIP Code — Stuart, FL
Martin County, Florida
ZIP code 34997 is located in
Stuart ,
Florida ,
within Martin County .
It covers approximately 90.71 square miles and serves a population of
45,562 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 772 .
About ZIP code 34997
The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $317,300. Owner-occupancy is high at 83%, well above the national average.
The gap between median ($72,963) and mean household income suggests income inequality — a small number of higher earners pull the average up. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
Overall, ZIP code 34997 reflects a community defined by high homeownership and a significant Social Security-dependent population.
34997 ZIP code map
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Cities in ZIP code 34997
Below are the cities the US Postal Service accepts for ZIP code 34997. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
45,562
Population density
502 / sq mi
State FIPS
12
County FIPS
085
Geography
Land area
90.71 sq mi
Water area
5.85 sq mi
Latitude
27.1084
Longitude
-80.2336
Timezone
Eastern (ET)
Area code
772
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.2%
39.2%
43.4%
$50k – $100k
34.5%
29.2%
30.8%
$100k – $200k
21.1%
22.0%
19.3%
Over $200k
6.3%
9.5%
6.4%
Demographics & statistics
$72,963
Median household income
$317,300
Median home value
$1,374
Median monthly rent
28.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 7,026 15.4%
18 and over 38,536 84.6%
65 and over 14,610 32.1%
Median age 53.0 years
Race & ethnicity
Black or African American
4.3%
American Indian / Alaska Native
0.1%
Group Count %
White 37,889 76.6%
Hispanic or Latino 3,912 7.9%
Two or more races 3,062 6.2%
Black or African American 2,133 4.3%
Other race 1,694 3.4%
Asian 743 1.5%
American Indian / Alaska Native 41 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
38.2%
39.2%
43.4%
$50k – $100k
34.5%
29.2%
30.8%
$100k – $200k
21.1%
22.0%
19.3%
Over $200k
6.3%
9.5%
6.4%
Range % of households
Under $10k 5.1%
$10k–$15k 3.1%
$15k–$25k 5.3%
$25k–$35k 6.9%
$35k–$50k 12.4%
$50k–$75k 18.5%
$75k–$100k 12.2%
$100k–$150k 19.2%
$150k–$200k 8.7%
$200k+ 8.5%
Median income $72,963
Housing
Housing overview
Metric Value
Median home value $317,300
Median rent / month $1,374
Owner occupied 82.6%
Renter occupied 17.4%
Vacant 14.3%
Single-family detached 56.2%
Large apartment buildings 2.3%
Mobile homes 12.7%
Median rooms 5.4
Avg household size (owned) 2.34
Year built
Era %
2020 or later 0.3%
2010–2019 4.5%
2000–2009 17.3%
1990–1999 14.1%
1980–1989 34.9%
1970–1979 19.6%
1960–1969 4.1%
1950–1959 3.5%
1940–1949 0.7%
1939 or earlier 1.1%
Bedrooms
Size % of units
No bedroom (studio) 0.8%
1 bedroom 4.1%
2 bedrooms 41.1%
3 bedrooms 42.3%
4 bedrooms 10.2%
5+ bedrooms 1.5%
Vehicles per household
Vehicles % of households
No vehicle 4.6%
1 vehicle 37.0%
2 vehicles 43.4%
3 or more 14.9%
Heating fuel
Fuel type %
Utility gas 2.2%
Electricity 94.8%
Propane / LP gas 0.4%
Wood 0.2%
Solar 0.2%
No fuel used 2.2%
Households & families
Household type Count %
Married-couple family 10,156 53.9%
Cohabiting couple 1,007 5.3%
Male householder, no spouse 3,058 16.2%
Female householder, no spouse 4,620 24.5%
Households with children under 18 3,677 19.5%
Households with seniors (65+) 9,374 49.8%
Average household size 2.39
Marital status
Status Male Female
Never married 27.2% 20.0%
Married 54.5% 53.0%
Separated 1.2% 2.4%
Widowed 4.1% 11.5%
Divorced 13.0% 13.1%
Education
Some college, no degree
25.5%
Graduate / professional
10.7%
Metric %
HS diploma or higher 92.1%
Bachelor's or higher 28.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 268 3.4%
Kindergarten 392 5.0%
Elementary school 3,061 38.8%
High school 2,252 28.6%
College / grad school 1,908 24.2%
Employment
Industry of employment
Education & healthcare
18.3%
Arts, food & hospitality
15.4%
Professional & management
10.4%
Finance & real estate
6.9%
Transportation & utilities
6.8%
Public administration
2.6%
Agriculture & mining
1.9%
Occupation
Category %
Management, business & arts 32.3%
Service 22.1%
Sales & office 22.8%
Natural resources & construction 12.4%
Production & transportation 10.5%
Employment type
Type %
Private sector 84.3%
Government 10.2%
Self-employed 5.2%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 78.3%
Carpool 10.8%
Public transit 0.0%
Walk 0.4%
Work from home 7.9%
Other means 2.5%
Avg commute (minutes) 28.2
Poverty
Married-couple families
4.1%
Female-led households
15.4%
Income support
Source % of households
Social Security 49.9%
Retirement income 34.2%
Supplemental Security 3.7%
Cash public assistance 3.2%
Food stamps / SNAP 6.7%
Health indicators
Condition %
Obesity 28.5%
High blood pressure 34.6%
High cholesterol 35.5%
Diabetes 11.4%
Heart disease 8.4%
Stroke 3.9%
Asthma 8.5%
Arthritis 28.6%
Kidney disease 3.6%
Pulmonary disease 9.1%
Cancer 8.8%
Behavior / access %
Smoking 17.0%
Binge drinking 14.2%
No physical activity 24.7%
Less than 7 hrs sleep 33.2%
Depression 17.2%
Fair or poor health 16.4%
Poor mental health 13.8%
Poor physical health 12.1%
No health insurance 20.9%
Visited doctor (checkup) 75.6%
Visited dentist 63.6%
Cholesterol screening 92.1%
Teeth loss 12.5%
Veterans & disability
Veterans Count %
Civilian veterans 3,742 9.7%
Disability %
Any disability 13.5%
Under 18 2.9%
18–64 years 8.6%
65 and over 26.7%
Health insurance coverage
Type %
Private insurance 67.3%
Public insurance 41.9%
No insurance 11.1%
Uninsured under 19 6.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 44,104 96.8%
Spanish 3,129 7.1%
Other Indo-European 2,367 5.4%
Asian & Pacific Islander 585 1.3%
Other languages 177 0.4%
Place of birth & citizenship
Origin Count %
Native born (US) 39,898 87.6%
Born in same state 38,916 85.4%
Born in different state 13,901 30.5%
Foreign born 982 2.2%
Naturalized citizen 5,664 12.4%
Not a US citizen 3,090 54.6%
Ancestry
Ancestry Count %
Italian 6,837 15%
French 5,864 12.9%
Arab 3,050 6.7%
Polish 805 1.8%
English 619 1.4%
Ancestry Count %
German 612 1.3%
Irish 172 0.4%
Dutch 171 0.4%
Norwegian 116 0.3%
Technology access
Metric % of households
Computer access 41.4%
Internet access 96.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 34997
What city is ZIP code 34997 in?
ZIP code 34997 is primarily assigned to Stuart, Florida.
What county is ZIP code 34997 in?
ZIP code 34997 falls within Martin County, Florida.
Does ZIP code 34997 have an older population?
32% of residents in ZIP code 34997 are 65 or older, above the national average of ~17%.
Does ZIP code 34997 have a large retiree population?
50% of households in ZIP code 34997 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 34997 mostly owner-occupied?
83% of occupied units in ZIP code 34997 are owner-occupied, well above the national average.
Does ZIP code 34997 have a large veteran population?
10% of civilians in ZIP code 34997 are veterans, above the national average of ~7%.
What timezone is ZIP code 34997 in?
ZIP code 34997 observes the EST timezone.
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