34481 ZIP Code — Ocala, FL

Marion County, Florida

ZIP code 34481 is located in Ocala, Florida, within Marion County. It covers approximately 69.22 square miles and serves a population of 24,113 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34481

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $186,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $50,822. 80% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 34481 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

24,113

population

69.22

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34481 ZIP code map

Cities in ZIP code 34481

Below are the cities the US Postal Service accepts for ZIP code 34481. Using any city not on this list may result in mail delivery delays.

City	Status
Ocala	Preferred

Nearby ZIP codes

34432 Dunnellon (1.7 mi) 34476 Ocala (7.9 mi) 34474 Ocala (8.2 mi) 34482 Ocala (9.6 mi) 34434 Dunnellon (10.3 mi) 34473 Ocala (10.9 mi) 34431 Dunnellon (11.8 mi) 34442 Hernando (13.5 mi) 34475 Ocala (13.8 mi) 34480 Ocala (14 mi) 34471 Ocala (14.2 mi) 32668 Morriston (15.4 mi)

Demographics updated 06/2026

Population
Total population	24,113
Population density	348 / sq mi
State FIPS	12
County FIPS	083

Geography
Land area	69.22 sq mi
Water area	0.02 sq mi
Latitude	29.1197
Longitude	-82.3247
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.4%	53.7%	43.4%
$50k – $100k	30.5%	30.5%	30.8%
$100k – $200k	10.8%	12.7%	19.3%
Over $200k	1.4%	3.0%	6.4%

Demographics & statistics

24,113

Population

348

People per sq mi

69.0

Median age

$50,822

Median household income

$34,054

Per capita income

$186,800

Median home value

$1,158

Median monthly rent

91.2%

Home ownership

12.8%

Poverty rate

7.4%

Unemployment

12,447

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

111

Under 5

124

113

5–9

128

257

10–14

289

403

15–19

452

171

20–24

193

353

25–34

396

509

35–44

571

522

45–54

587

625

55–59

702

983

60–64

1,105

3,942

65–74

4,429

2,549

75–84

2,865

817

85+

917

← Male

Female →

Age summary

Group	Count	%
Under 18	1,497	6.2%
18 and over	22,616	93.8%
65 and over	15,519	64.4%
Median age	69.0 years

Race & ethnicity

White 82.6%

Black or African American 6.1%

Hispanic or Latino 4.7%

Two or more races 3.6%

Other race 1.7%

Asian 1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	20,898	82.6%
Black or African American	1,551	6.1%
Hispanic or Latino	1,180	4.7%
Two or more races	923	3.6%
Other race	432	1.7%
Asian	252	1%
American Indian / Alaska Native	57	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.4%	53.7%	43.4%
$50k – $100k	30.5%	30.5%	30.8%
$100k – $200k	10.8%	12.7%	19.3%
Over $200k	1.4%	3.0%	6.4%

Under $10k 5.6%

$10k–$15k 3.8%

$15k–$25k 9.6%

$25k–$35k 13.2%

$35k–$50k 16.0%

$50k–$75k 21.9%

$75k–$100k 11.2%

$100k–$150k 12.3%

$150k–$200k 4.1%

$200k+ 2.4%

Range	% of households
Under $10k	5.6%
$10k–$15k	3.8%
$15k–$25k	9.6%
$25k–$35k	13.2%
$35k–$50k	16.0%
$50k–$75k	21.9%
$75k–$100k	11.2%
$100k–$150k	12.3%
$150k–$200k	4.1%
$200k+	2.4%
Median income	$50,822

Housing

Home values

Under $50k 3.2%

$50k–$100k 10.7%

$100k–$150k 22.4%

$150k–$200k 17.9%

$200k–$300k 21.6%

$300k–$500k 21.2%

$500k–$1M 2.1%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$186,800
Median rent / month	$1,158
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	6.7%
Single-family detached	64.4%
Large apartment buildings	1.7%
Mobile homes	9.3%
Median rooms	5.3
Avg household size (owned)	1.91

Year built

Era	%
2020 or later	3.0%
2010–2019	18.0%
2000–2009	23.7%
1990–1999	21.5%
1980–1989	26.2%
1970–1979	4.9%
1960–1969	1.3%
1950–1959	0.9%
1940–1949	0.3%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	0.4%
2 bedrooms	55.7%
3 bedrooms	36.5%
4 bedrooms	4.1%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	54.8%
2 vehicles	33.8%
3 or more	7.7%

Heating fuel

Fuel type	%
Utility gas	15.5%
Electricity	81.2%
Propane / LP gas	1.4%
Wood	0.2%
Solar	0.6%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	7,232	57.2%
Cohabiting couple	469	3.7%
Male householder, no spouse	1,632	12.9%
Female householder, no spouse	3,311	26.2%
Households with children under 18	810	6.4%
Households with seniors (65+)	10,129	80.1%
Average household size	1.88

Marital status

Status	Male	Female
Never married	16.6%	7.8%
Married	66.3%	61.8%
Separated	2.5%	0.3%
Widowed	8.3%	16.5%
Divorced	6.3%	13.6%

Education

Less than 9th grade 3.1%

Some HS, no diploma 3.8%

HS graduate 31.9%

Some college, no degree 24.7%

Associate's degree 8.2%

Bachelor's degree 18.0%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	0.6%
Kindergarten	51	2.7%
Elementary school	566	29.8%
High school	917	48.3%
College / grad school	353	18.6%

Employment

Industry of employment

Retail trade 19.2%

Education & healthcare 17.3%

Professional & management 10.4%

Arts, food & hospitality 9.3%

Finance & real estate 9.1%

Construction 6.9%

Manufacturing 6.8%

Public administration 6.3%

Other services 6.2%

Transportation & utilities 3.2%

Agriculture & mining 2.8%

Information 2.0%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	23.7%
Service	23.0%
Sales & office	35.7%
Natural resources & construction	7.7%
Production & transportation	9.9%

Employment type

Type	%
Private sector	81.2%
Government	10.1%
Self-employed	8.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.2%
Carpool	9.5%
Public transit	0.0%
Walk	1.4%
Work from home	12.7%
Other means	4.2%
Avg commute (minutes)	27.7

Poverty

All people 12.8%

Under 18 years 64.3%

18 and over 9.3%

Married-couple families 7.0%

Female-led households 22.0%

Income support

Source	% of households
Social Security	80.1%
Retirement income	60.1%
Supplemental Security	3.1%
Cash public assistance	1.1%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	31.9%
High blood pressure	50.1%
High cholesterol	44.6%
Diabetes	15.0%
Heart disease	13.1%
Stroke	5.7%
Asthma	8.2%
Arthritis	40.2%
Kidney disease	5.1%
Pulmonary disease	12.3%
Cancer	13.8%

Behavior / access	%
Smoking	13.8%
Binge drinking	8.6%
No physical activity	28.9%
Less than 7 hrs sleep	30.7%
Depression	16.8%
Fair or poor health	19.5%
Poor mental health	11.3%
Poor physical health	13.9%
No health insurance	19.2%
Visited doctor (checkup)	83.8%
Visited dentist	60.0%
Cholesterol screening	95.8%
Teeth loss	12.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,506	19.9%

Disability	%
Any disability	21.6%
Under 18	1.7%
18–64 years	15.0%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	59.8%
Public insurance	73.7%
No insurance	6.2%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,878	99.0%
Spanish	896	3.8%
Other Indo-European	799	3.3%
Asian & Pacific Islander	44	0.2%
Other languages	8	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,113	91.7%
Born in same state	21,656	89.8%
Born in different state	4,445	18.4%
Foreign born	457	1.9%
Naturalized citizen	2,000	8.3%
Not a US citizen	1,257	62.9%

Ancestry

Ancestry	Count	%
French	3,084	12.8%
Italian	3,062	12.7%
Arab	1,609	6.7%
English	415	1.7%
Polish	288	1.2%

Ancestry	Count	%
Irish	210	0.9%
German	138	0.6%
Dutch	72	0.3%
Norwegian	36	0.1%

Technology access

Metric	% of households
Computer access	52.4%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34481

What city is ZIP code 34481 in?

ZIP code 34481 is primarily assigned to Ocala, Florida.

What county is ZIP code 34481 in?

ZIP code 34481 falls within Marion County, Florida.

Does ZIP code 34481 have an older population?

64% of residents in ZIP code 34481 are 65 or older, above the national average of ~17%.

Does ZIP code 34481 have a large retiree population?

80% of households in ZIP code 34481 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 34481 mostly owner-occupied?

91% of occupied units in ZIP code 34481 are owner-occupied, well above the national average.

Does ZIP code 34481 have a large veteran population?

20% of civilians in ZIP code 34481 are veterans, above the national average of ~7%.

What timezone is ZIP code 34481 in?

ZIP code 34481 observes the EST timezone.