45854 ZIP Code — Lafayette, OH

Allen County, Ohio

ZIP code 45854 is located in Lafayette, Ohio, within Allen County. It covers approximately 0.38 square miles and serves a population of 359 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 45854

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $106,300. Owner-occupancy sits near the national average at 70%.

Median household income is $49,063. The poverty rate of 7% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 45854 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

359

population

0.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45854 ZIP code map

Cities in ZIP code 45854

Below are the cities the US Postal Service accepts for ZIP code 45854. Using any city not on this list may result in mail delivery delays.

City	Status
Lafayette	Acceptable

Demographics updated 06/2026

Population
Total population	359
Population density	945 / sq mi
State FIPS	39
County FIPS	003

Geography
Land area	0.38 sq mi
Water area	0.01 sq mi
Latitude	40.7587
Longitude	-83.9490
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	48.1%	43.3%
$50k – $100k	40.5%	33.6%	31.4%
$100k – $200k	8.5%	15.6%	20.0%
Over $200k	0.0%	2.6%	5.2%

Demographics & statistics

359

Population

945

People per sq mi

33.5

Median age

$49,063

Median household income

$28,296

Per capita income

$106,300

Median home value

$908

Median monthly rent

69.8%

Home ownership

7.0%

Poverty rate

8.4%

Unemployment

128

Housing units

7.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	99	27.6%
18 and over	260	72.4%
65 and over	51	14.2%
Median age	33.5 years

Race & ethnicity

White 94.7%

Two or more races 5.3%

Group	Count	%
White	340	94.7%
Two or more races	19	5.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	48.1%	43.3%
$50k – $100k	40.5%	33.6%	31.4%
$100k – $200k	8.5%	15.6%	20.0%
Over $200k	0.0%	2.6%	5.2%

$15k–$25k 1.3%

$25k–$35k 16.8%

$35k–$50k 34.9%

$50k–$75k 7.4%

$75k–$100k 18.8%

$100k–$150k 20.8%

Range	% of households
$15k–$25k	1.3%
$25k–$35k	16.8%
$35k–$50k	34.9%
$50k–$75k	7.4%
$75k–$100k	18.8%
$100k–$150k	20.8%
Median income	$49,063

Housing

Home values

$50k–$100k 45.2%

$100k–$150k 36.5%

$150k–$200k 14.4%

$300k–$500k 1.9%

$500k–$1M 1.9%

Housing overview

Metric	Value
Median home value	$106,300
Median rent / month	$908
Owner occupied	69.8%
Renter occupied	30.2%
Vacant	13.9%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.0
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	7.5%
1990–1999	0.0%
1980–1989	2.9%
1970–1979	5.8%
1960–1969	5.8%
1950–1959	4.0%
1940–1949	11.0%
1939 or earlier	60.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.2%
2 bedrooms	24.3%
3 bedrooms	50.9%
4 bedrooms	15.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	24.8%
2 vehicles	42.3%
3 or more	22.1%

Heating fuel

Fuel type	%
Utility gas	81.9%
Electricity	11.4%
Wood	6.7%

Households & families

Household type	Count	%
Married-couple family	67	45.0%
Cohabiting couple	22	14.8%
Male householder, no spouse	36	24.2%
Female householder, no spouse	24	16.1%
Households with children under 18	57	38.3%
Households with seniors (65+)	34	22.8%
Average household size	2.41

Marital status

Status	Male	Female
Never married	30.6%	26.3%
Married	49.3%	48.9%
Separated	0.0%	6.8%
Widowed	4.2%	4.5%
Divorced	16.0%	13.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.9%

HS graduate 50.6%

Some college, no degree 21.0%

Associate's degree 16.0%

Bachelor's degree 2.9%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	7.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	4	4.6%
Elementary school	59	67.8%
High school	17	19.5%
College / grad school	7	8.0%

Employment

Industry of employment

Manufacturing 21.0%

Education & healthcare 14.0%

Arts, food & hospitality 11.3%

Retail trade 10.2%

Professional & management 10.2%

Wholesale trade 8.6%

Construction 7.0%

Transportation & utilities 7.0%

Other services 4.8%

Finance & real estate 3.2%

Public administration 2.7%

Occupation

Category	%
Management, business & arts	14.5%
Service	19.4%
Sales & office	24.2%
Natural resources & construction	7.5%
Production & transportation	34.4%

Employment type

Type	%
Private sector	92.5%
Government	5.4%
Self-employed	2.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.4%
Carpool	1.6%
Public transit	0.0%
Walk	0.0%
Work from home	5.4%
Other means	8.6%
Avg commute (minutes)	20.2

Poverty

All people 7.0%

Under 18 years 15.8%

18 and over 3.8%

Married-couple families 0.0%

Female-led households 43.5%

Income support

Source	% of households
Social Security	33.6%
Retirement income	28.2%
Supplemental Security	3.4%
Cash public assistance	4.7%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	29.4%
High cholesterol	28.2%
Diabetes	9.1%
Heart disease	6.1%
Stroke	2.6%
Asthma	10.0%
Arthritis	25.4%
Kidney disease	2.4%
Pulmonary disease	7.2%
Cancer	6.3%

Behavior / access	%
Smoking	21.1%
Binge drinking	20.2%
No physical activity	24.5%
Less than 7 hrs sleep	34.4%
Depression	24.0%
Fair or poor health	12.7%
Poor mental health	16.2%
Poor physical health	9.4%
No health insurance	11.3%
Visited doctor (checkup)	75.5%
Visited dentist	67.6%
Cholesterol screening	87.5%
Teeth loss	13.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	12.3%

Disability	%
Any disability	13.6%
Under 18	2.0%
18–64 years	14.8%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	67.1%
Public insurance	35.4%
No insurance	8.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	340	94.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	359	100.0%
Born in same state	359	100.0%
Born in different state	287	79.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	87	24.2%
Arab	16	4.5%
French	10	2.8%

Ancestry	Count	%
English	9	2.5%
Dutch	6	1.7%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45854

What city is ZIP code 45854 in?

ZIP code 45854 is primarily assigned to Lafayette, Ohio.

What county is ZIP code 45854 in?

ZIP code 45854 falls within Allen County, Ohio.

How educated is the population of ZIP code 45854?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 45854 have a large veteran population?

12% of civilians in ZIP code 45854 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 45854?

The median home value in ZIP code 45854 is $106,300.

What is the population of ZIP code 45854?

ZIP code 45854 has an estimated population of 359 residents, with a density of 935 people per square mile.

What timezone is ZIP code 45854 in?

ZIP code 45854 observes the EST timezone.