46902 ZIP Code — Kokomo, IN

Howard County, Indiana

ZIP code 46902 is located in Kokomo, Indiana, within Howard County. It covers approximately 50.71 square miles and serves a population of 36,807 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46902

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $148,200. Owner-occupancy sits near the national average at 66%.

Median household income is $58,888. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 46902 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

36,807

population

50.71

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46902 ZIP code map

Cities in ZIP code 46902

Below are the cities the US Postal Service accepts for ZIP code 46902. Using any city not on this list may result in mail delivery delays.

City	Status
Kokomo	Preferred

Nearby ZIP codes

46068 Sharpsville (5.3 mi) 46901 Kokomo (7.3 mi) 46936 Greentown (8.2 mi) 46076 Windfall (10 mi) 46979 Russiaville (10.5 mi) 46072 Tipton (10.7 mi) 46039 Forest (12.1 mi) 46049 Kempton (12.1 mi) 46914 Bunker Hill (13.2 mi) 46932 Galveston (14.6 mi) 46919 Converse (15 mi) 46986 Swayzee (15.1 mi)

Demographics updated 06/2026

Population
Total population	36,807
Population density	726 / sq mi
State FIPS	18
County FIPS	067

Geography
Land area	50.71 sq mi
Water area	0.11 sq mi
Latitude	40.4408
Longitude	-86.0905
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	44.6%	42.9%
$50k – $100k	33.1%	33.4%	32.7%
$100k – $200k	18.5%	19.0%	19.8%
Over $200k	2.7%	3.0%	4.5%

Demographics & statistics

36,807

Population

726

People per sq mi

39.6

Median age

$58,888

Median household income

$32,603

Per capita income

$148,200

Median home value

$870

Median monthly rent

66.2%

Home ownership

12.5%

Poverty rate

4.4%

Unemployment

12,603

Housing units

18.6%

Bachelor's or higher

Age distribution

Male Female

1,062

Under 5

1,220

1,238

5–9

1,423

1,103

10–14

1,268

1,088

15–19

1,250

912

20–24

1,049

2,223

25–34

2,555

2,106

35–44

2,420

1,863

45–54

2,142

1,036

55–59

1,190

1,128

60–64

1,297

1,746

65–74

2,007

1,104

75–84

1,269

515

85+

593

← Male

Female →

Age summary

Group	Count	%
Under 18	8,816	24.0%
18 and over	27,991	76.0%
65 and over	7,234	19.7%
Median age	39.6 years

Race & ethnicity

White 82.4%

Black or African American 8.3%

Two or more races 4.7%

Asian 2.3%

Hispanic or Latino 1.5%

Other race 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	30,763	82.4%
Black or African American	3,092	8.3%
Two or more races	1,758	4.7%
Asian	857	2.3%
Hispanic or Latino	549	1.5%
Other race	276	0.7%
American Indian / Alaska Native	55	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.7%	44.6%	42.9%
$50k – $100k	33.1%	33.4%	32.7%
$100k – $200k	18.5%	19.0%	19.8%
Over $200k	2.7%	3.0%	4.5%

Under $10k 4.7%

$10k–$15k 2.9%

$15k–$25k 8.8%

$25k–$35k 8.5%

$35k–$50k 17.0%

$50k–$75k 19.0%

$75k–$100k 13.8%

$100k–$150k 17.4%

$150k–$200k 4.4%

$200k+ 3.5%

Range	% of households
Under $10k	4.7%
$10k–$15k	2.9%
$15k–$25k	8.8%
$25k–$35k	8.5%
$35k–$50k	17.0%
$50k–$75k	19.0%
$75k–$100k	13.8%
$100k–$150k	17.4%
$150k–$200k	4.4%
$200k+	3.5%
Median income	$58,888

Housing

Home values

Under $50k 6.3%

$50k–$100k 19.9%

$100k–$150k 24.7%

$150k–$200k 21.3%

$200k–$300k 18.8%

$300k–$500k 7.9%

$500k–$1M 0.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$148,200
Median rent / month	$870
Owner occupied	66.2%
Renter occupied	33.8%
Vacant	12.0%
Single-family detached	69.7%
Large apartment buildings	4.6%
Mobile homes	1.9%
Median rooms	5.7
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.7%
2010–2019	3.0%
2000–2009	10.5%
1990–1999	14.2%
1980–1989	9.0%
1970–1979	15.2%
1960–1969	19.2%
1950–1959	11.6%
1940–1949	6.1%
1939 or earlier	10.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	9.3%
2 bedrooms	27.7%
3 bedrooms	46.5%
4 bedrooms	12.0%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	34.6%
2 vehicles	38.2%
3 or more	19.6%

Heating fuel

Fuel type	%
Utility gas	72.7%
Electricity	24.5%
Propane / LP gas	1.5%
Wood	0.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	6,504	41.2%
Cohabiting couple	1,094	6.9%
Male householder, no spouse	2,670	16.9%
Female householder, no spouse	5,535	35.0%
Households with children under 18	4,493	28.4%
Households with seniors (65+)	5,388	34.1%
Average household size	2.32

Marital status

Status	Male	Female
Never married	35.8%	28.1%
Married	50.1%	42.6%
Separated	0.8%	2.3%
Widowed	3.1%	11.0%
Divorced	10.2%	16.0%

Education

Less than 9th grade 3.1%

Some HS, no diploma 5.1%

HS graduate 39.0%

Some college, no degree 25.3%

Associate's degree 8.9%

Bachelor's degree 12.2%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	18.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	695	7.6%
Kindergarten	347	3.8%
Elementary school	4,247	46.2%
High school	2,130	23.2%
College / grad school	1,773	19.3%

Employment

Industry of employment

Education & healthcare 22.7%

Manufacturing 22.6%

Retail trade 14.7%

Arts, food & hospitality 9.7%

Professional & management 7.2%

Other services 5.9%

Transportation & utilities 4.4%

Construction 4.3%

Finance & real estate 3.3%

Public administration 3.1%

Information 0.9%

Wholesale trade 0.8%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	30.1%
Service	20.7%
Sales & office	20.1%
Natural resources & construction	6.1%
Production & transportation	23.1%

Employment type

Type	%
Private sector	85.4%
Government	8.8%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.4%
Carpool	10.8%
Public transit	0.4%
Walk	0.4%
Work from home	4.8%
Other means	1.2%
Avg commute (minutes)	19.2

Poverty

All people 12.5%

Under 18 years 17.8%

18 and over 10.9%

Married-couple families 3.1%

Female-led households 26.3%

Income support

Source	% of households
Social Security	38.9%
Retirement income	32.5%
Supplemental Security	6.8%
Cash public assistance	2.6%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	38.3%
High cholesterol	35.8%
Diabetes	12.1%
Heart disease	7.3%
Stroke	3.4%
Asthma	10.2%
Arthritis	28.4%
Kidney disease	3.2%
Pulmonary disease	8.8%
Cancer	7.2%

Behavior / access	%
Smoking	22.0%
Binge drinking	15.0%
No physical activity	27.9%
Less than 7 hrs sleep	34.6%
Depression	23.7%
Fair or poor health	16.8%
Poor mental health	15.7%
Poor physical health	11.7%
No health insurance	12.9%
Visited doctor (checkup)	78.4%
Visited dentist	62.5%
Cholesterol screening	89.1%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,595	9.3%

Disability	%
Any disability	16.7%
Under 18	5.3%
18–64 years	15.3%
65 and over	35.0%

Health insurance coverage

Type	%
Private insurance	68.3%
Public insurance	43.0%
No insurance	5.2%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,525	93.8%
Spanish	347	1.0%
Other Indo-European	122	0.4%
Asian & Pacific Islander	93	0.3%
Other languages	132	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	35,474	96.4%
Born in same state	35,188	95.6%
Born in different state	27,103	73.6%
Foreign born	286	0.8%
Naturalized citizen	1,333	3.6%
Not a US citizen	786	59.0%

Ancestry

Ancestry	Count	%
Arab	4,602	12.5%
French	4,180	11.4%
Italian	2,458	6.7%
English	233	0.6%
Polish	173	0.5%

Ancestry	Count	%
German	46	0.1%
Irish	39	0.1%
Norwegian	21	0.1%
Dutch	20	0.1%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46902

What city is ZIP code 46902 in?

ZIP code 46902 is primarily assigned to Kokomo, Indiana.

What county is ZIP code 46902 in?

ZIP code 46902 falls within Howard County, Indiana.

Does ZIP code 46902 have a large retiree population?

39% of households in ZIP code 46902 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46902?

The median home value in ZIP code 46902 is $148,200.

Does ZIP code 46902 have a large veteran population?

9% of civilians in ZIP code 46902 are veterans, above the national average of ~7%.

What is the population of ZIP code 46902?

ZIP code 46902 has an estimated population of 36,807 residents, with a density of 726 people per square mile.

What timezone is ZIP code 46902 in?

ZIP code 46902 observes the EST timezone.