15640 ZIP Code — Hutchinson, PA

Westmoreland County, Pennsylvania

ZIP code 15640 is located in Hutchinson, Pennsylvania, within Westmoreland County. It covers approximately 0.40 square miles and serves a population of 505 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 724/878.

About ZIP code 15640

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $114,900. Owner-occupancy is high at 82%, well above the national average.

Median household income is $76,771. Poverty affects 30% of residents, above the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 15640 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

505
population
0.40
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
15640 ZIP code map
Cities in ZIP code 15640

Below are the cities the US Postal Service accepts for ZIP code 15640. Using any city not on this list may result in mail delivery delays.

City Status
Hutchinson Acceptable
Demographics updated 06/2026
Population
Total population 505
Population density 1,263 / sq mi
State FIPS 42
County FIPS 129
Geography
Land area 0.40 sq mi
Water area 0.00 sq mi
Latitude 40.2311
Longitude -79.7283
Timezone Eastern (ET)
Area code 724/878
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 32.7% 41.3% 39.8%
$50k – $100k 37.0% 32.3% 30.8%
$100k – $200k 26.5% 21.2% 22.4%
Over $200k 3.8% 5.1% 7.1%

Demographics & statistics

505
Population
1,263
People per sq mi
39.8
Median age
$76,771
Median household income
$22,932
Per capita income
$114,900
Median home value
$0
Median monthly rent
82.2%
Home ownership
29.5%
Poverty rate
0.0%
Unemployment
162
Housing units
9.4%
Bachelor's or higher

Age distribution

Male Female
37
Under 5
32
13
5–9
11
13
10–14
11
5
15–19
5
25
20–24
22
26
25–34
23
31
35–44
28
46
55–59
40
38
60–64
33
18
65–74
16
13
75–84
11
4
85+
4
← Male
Female →

Age summary

GroupCount%
Under 1811723.2%
18 and over38876.8%
65 and over6613.1%
Median age39.8 years

Race & ethnicity

White 100%
GroupCount%
White505100%

Household income

Income range This ZIP County avg State avg
Under $50k 32.7% 41.3% 39.8%
$50k – $100k 37.0% 32.3% 30.8%
$100k – $200k 26.5% 21.2% 22.4%
Over $200k 3.8% 5.1% 7.1%
$10k–$15k 10.7%
$15k–$25k 8.3%
$25k–$35k 4.1%
$35k–$50k 11.2%
$50k–$75k 10.7%
$75k–$100k 27.8%
$100k–$150k 27.2%
Range% of households
$10k–$15k10.7%
$15k–$25k8.3%
$25k–$35k4.1%
$35k–$50k11.2%
$50k–$75k10.7%
$75k–$100k27.8%
$100k–$150k27.2%
Median income$76,771

Housing

Home values

$50k–$100k 38.8%
$100k–$150k 36.7%
$200k–$300k 14.4%
$300k–$500k 10.1%

Housing overview

MetricValue
Median home value$114,900
Median rent / month$0
Owner occupied82.2%
Renter occupied17.8%
Vacant12.0%
Single-family detached90.6%
Large apartment buildings0.0%
Mobile homes9.4%
Median rooms5.9
Avg household size (owned)2.62

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–20090.0%
1990–19990.0%
1980–19890.0%
1970–197922.9%
1960–19690.0%
1950–195921.9%
1940–19497.3%
1939 or earlier47.9%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom4.2%
2 bedrooms26.6%
3 bedrooms69.3%
4 bedrooms0.0%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle8.3%
1 vehicle3.6%
2 vehicles66.9%
3 or more21.3%

Heating fuel

Fuel type%
Utility gas7.1%
Electricity39.6%
Fuel oil36.7%

Households & families

Household typeCount%
Married-couple family9958.6%
Cohabiting couple00.0%
Male householder, no spouse2615.4%
Female householder, no spouse4426.0%
Households with children under 184929.0%
Households with seniors (65+)5130.2%
Average household size2.99

Marital status

StatusMaleFemale
Never married34.3%19.3%
Married46.9%51.9%
Separated0.0%6.6%
Widowed6.8%12.2%
Divorced12.1%9.9%

Education

Less than 9th grade 6.0%
Some HS, no diploma 0.0%
HS graduate 46.5%
Some college, no degree 29.6%
Associate's degree 8.5%
Bachelor's degree 9.4%
Graduate / professional 0.0%
Metric%
HS diploma or higher94.0%
Bachelor's or higher9.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1312.6%
Kindergarten1211.7%
Elementary school3635.0%
High school00.0%
College / grad school4240.8%

Employment

Industry of employment

Retail trade 30.1%
Manufacturing 23.8%
Education & healthcare 16.3%
Construction 7.9%
Transportation & utilities 7.9%
Arts, food & hospitality 6.3%
Other services 5.0%
Wholesale trade 2.5%

Occupation

Category%
Management, business & arts23.8%
Service9.6%
Sales & office22.2%
Natural resources & construction6.7%
Production & transportation37.7%

Employment type

Type%
Private sector94.6%
Government0.0%
Self-employed5.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone100.0%
Carpool0.0%
Public transit0.0%
Walk0.0%
Work from home0.0%
Other means0.0%
Avg commute (minutes)33.8

Poverty

All people 29.5%
Under 18 years 59.0%
18 and over 20.6%
Married-couple families 7.1%
Female-led households 60.0%

Income support

Source% of households
Social Security56.8%
Retirement income40.2%
Supplemental Security6.5%
Cash public assistance0.0%
Food stamps / SNAP14.8%

Health indicators

Condition%
Obesity35.5%
High blood pressure29.8%
High cholesterol32.5%
Diabetes8.9%
Heart disease5.6%
Stroke2.5%
Asthma9.9%
Arthritis27.6%
Kidney disease2.4%
Pulmonary disease6.5%
Cancer6.3%
Behavior / access%
Smoking19.4%
Binge drinking21.5%
No physical activity21.7%
Less than 7 hrs sleep33.4%
Depression22.9%
Fair or poor health12.0%
Poor mental health15.6%
Poor physical health9.7%
No health insurance9.4%
Visited doctor (checkup)76.7%
Visited dentist64.8%
Cholesterol screening89.5%
Teeth loss12.4%

Veterans & disability

VeteransCount%
Civilian veterans348.8%
Disability%
Any disability16.0%
Under 189.4%
18–64 years16.8%
65 and over24.2%

Health insurance coverage

Type%
Private insurance67.7%
Public insurance43.0%
No insurance0.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only43686.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)505100.0%
Born in same state505100.0%
Born in different state49197.2%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab7915.6%
Irish122.4%
AncestryCount%
Italian81.6%

Technology access

Metric% of households
Computer access33.5%
Internet access91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 15640

What city is ZIP code 15640 in?

ZIP code 15640 is primarily assigned to Hutchinson, Pennsylvania.

What county is ZIP code 15640 in?

ZIP code 15640 falls within Westmoreland County, Pennsylvania.

Does ZIP code 15640 have a large retiree population?

57% of households in ZIP code 15640 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 15640?

30% of residents in ZIP code 15640 live below the poverty line, above the national average.

How educated is the population of ZIP code 15640?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 15640 mostly owner-occupied?

82% of occupied units in ZIP code 15640 are owner-occupied, well above the national average.

What timezone is ZIP code 15640 in?

ZIP code 15640 observes the EST timezone.

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