46323 ZIP Code — Hammond, IN

Lake County, Indiana

ZIP code 46323 is located in Hammond, Indiana, within Lake County. It covers approximately 6.20 square miles and serves a population of 23,447 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 219.

About ZIP code 46323

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $132,900. Owner-occupancy sits near the national average at 66%.

Median household income is $57,683. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46323 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

23,447

population

6.20

sq mi land

Standard

ZIP type

Central (CT)

timezone

46323 ZIP code map

Cities in ZIP code 46323

Below are the cities the US Postal Service accepts for ZIP code 46323. Using any city not on this list may result in mail delivery delays.

City	Status
Hammond	Acceptable
Hammond	Preferred

Nearby ZIP codes

46324 Hammond (2.1 mi) 46406 Gary (2.9 mi) 46322 Highland (2.9 mi) 46321 Munster (3.6 mi) 46404 Gary (4 mi) 46312 East Chicago (4.3 mi) 46327 Hammond (4.3 mi) 46320 Hammond (4.7 mi) 46319 Griffith (4.9 mi) 46408 Gary (5.2 mi) 60409 Calumet City (5.2 mi) 60438 Lansing (5.2 mi)

Demographics updated 06/2026

Population
Total population	23,447
Population density	3,782 / sq mi
State FIPS	18
County FIPS	089

Geography
Land area	6.20 sq mi
Water area	0.04 sq mi
Latitude	41.5884
Longitude	-87.4567
Timezone	Central (CT)
Area code	219

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	43.6%	42.9%
$50k – $100k	37.4%	31.1%	32.7%
$100k – $200k	13.6%	21.2%	19.8%
Over $200k	2.9%	4.1%	4.5%

Demographics & statistics

23,447

Population

3,782

People per sq mi

36.7

Median age

$57,683

Median household income

$27,929

Per capita income

$132,900

Median home value

$1,147

Median monthly rent

66.4%

Home ownership

15.4%

Poverty rate

5.4%

Unemployment

6,098

Housing units

14.2%

Bachelor's or higher

Age distribution

Male Female

577

Under 5

654

622

5–9

707

858

10–14

974

922

15–19

1,046

835

20–24

947

1,376

25–34

1,562

1,579

35–44

1,792

1,173

45–54

1,331

704

55–59

799

805

60–64

913

937

65–74

1,063

370

75–84

419

226

85+

256

← Male

Female →

Age summary

Group	Count	%
Under 18	5,603	23.9%
18 and over	17,844	76.1%
65 and over	3,271	14.0%
Median age	36.7 years

Race & ethnicity

White 34.3%

Hispanic or Latino 24.2%

Other race 18.7%

Black or African American 15.2%

Two or more races 6.5%

Asian 0.7%

American Indian / Alaska Native 0.4%

Group	Count	%
White	10,607	34.3%
Hispanic or Latino	7,471	24.2%
Other race	5,792	18.7%
Black or African American	4,699	15.2%
Two or more races	1,996	6.5%
Asian	231	0.7%
American Indian / Alaska Native	122	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	43.6%	42.9%
$50k – $100k	37.4%	31.1%	32.7%
$100k – $200k	13.6%	21.2%	19.8%
Over $200k	2.9%	4.1%	4.5%

Under $10k 7.0%

$10k–$15k 4.0%

$15k–$25k 7.9%

$25k–$35k 8.6%

$35k–$50k 16.5%

$50k–$75k 18.8%

$75k–$100k 15.6%

$100k–$150k 14.0%

$150k–$200k 3.1%

$200k+ 4.4%

Range	% of households
Under $10k	7.0%
$10k–$15k	4.0%
$15k–$25k	7.9%
$25k–$35k	8.6%
$35k–$50k	16.5%
$50k–$75k	18.8%
$75k–$100k	15.6%
$100k–$150k	14.0%
$150k–$200k	3.1%
$200k+	4.4%
Median income	$57,683

Housing

Home values

Under $50k 4.7%

$50k–$100k 18.0%

$100k–$150k 38.0%

$150k–$200k 26.4%

$200k–$300k 9.4%

$300k–$500k 2.1%

$500k–$1M 0.3%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$132,900
Median rent / month	$1,147
Owner occupied	66.4%
Renter occupied	33.6%
Vacant	7.3%
Single-family detached	76.0%
Large apartment buildings	4.1%
Mobile homes	1.0%
Median rooms	5.5
Avg household size (owned)	2.90

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	1.6%
1990–1999	2.6%
1980–1989	4.9%
1970–1979	18.5%
1960–1969	15.0%
1950–1959	31.7%
1940–1949	13.2%
1939 or earlier	12.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.8%
2 bedrooms	26.7%
3 bedrooms	47.9%
4 bedrooms	14.1%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	38.0%
2 vehicles	36.0%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	90.9%
Electricity	8.0%
Propane / LP gas	0.5%
Wood	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,392	41.3%
Cohabiting couple	730	8.9%
Male householder, no spouse	1,476	18.0%
Female householder, no spouse	2,612	31.8%
Households with children under 18	2,830	34.5%
Households with seniors (65+)	2,286	27.8%
Average household size	2.79

Marital status

Status	Male	Female
Never married	42.9%	42.1%
Married	42.1%	37.3%
Separated	1.2%	1.2%
Widowed	1.9%	9.3%
Divorced	11.9%	10.1%

Education

Less than 9th grade 5.1%

Some HS, no diploma 8.7%

HS graduate 42.9%

Some college, no degree 21.0%

Associate's degree 8.0%

Bachelor's degree 10.6%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	86.2%
Bachelor's or higher	14.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	235	3.7%
Kindergarten	160	2.5%
Elementary school	2,695	42.7%
High school	1,532	24.3%
College / grad school	1,691	26.8%

Employment

Industry of employment

Education & healthcare 19.5%

Manufacturing 16.0%

Retail trade 13.5%

Transportation & utilities 12.4%

Arts, food & hospitality 10.0%

Professional & management 8.8%

Finance & real estate 5.1%

Other services 4.5%

Construction 3.3%

Public administration 2.9%

Wholesale trade 1.8%

Information 1.8%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	20.9%
Service	21.2%
Sales & office	23.4%
Natural resources & construction	9.5%
Production & transportation	25.0%

Employment type

Type	%
Private sector	85.2%
Government	12.2%
Self-employed	2.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	76.8%
Carpool	12.9%
Public transit	1.5%
Walk	2.5%
Work from home	6.1%
Other means	0.2%
Avg commute (minutes)	23.6

Poverty

All people 15.4%

Under 18 years 24.0%

18 and over 12.7%

Married-couple families 7.5%

Female-led households 20.4%

Income support

Source	% of households
Social Security	33.1%
Retirement income	25.0%
Supplemental Security	7.2%
Cash public assistance	3.0%
Food stamps / SNAP	16.2%

Health indicators

Condition	%
Obesity	39.5%
High blood pressure	31.3%
High cholesterol	28.4%
Diabetes	11.9%
Heart disease	6.1%
Stroke	3.0%
Asthma	10.2%
Arthritis	24.6%
Kidney disease	2.9%
Pulmonary disease	7.4%
Cancer	5.3%

Behavior / access	%
Smoking	21.3%
Binge drinking	16.7%
No physical activity	30.7%
Less than 7 hrs sleep	36.1%
Depression	20.3%
Fair or poor health	18.7%
Poor mental health	16.2%
Poor physical health	11.7%
No health insurance	20.1%
Visited doctor (checkup)	74.2%
Visited dentist	55.9%
Cholesterol screening	87.0%
Teeth loss	18.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,117	6.3%

Disability	%
Any disability	14.9%
Under 18	5.7%
18–64 years	13.9%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	40.6%
No insurance	7.7%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,216	94.7%
Spanish	1,921	8.6%
Other Indo-European	1,702	7.7%
Asian & Pacific Islander	142	0.6%
Other languages	43	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,449	91.5%
Born in same state	20,676	88.2%
Born in different state	11,844	50.5%
Foreign born	773	3.3%
Naturalized citizen	1,998	8.5%
Not a US citizen	979	49.0%

Ancestry

Ancestry	Count	%
Italian	1,310	5.6%
French	925	3.9%
Arab	399	1.7%
Irish	318	1.4%

Ancestry	Count	%
English	182	0.8%
Polish	78	0.3%
German	16	0.1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46323

What city is ZIP code 46323 in?

ZIP code 46323 is primarily assigned to Hammond, Indiana.

What county is ZIP code 46323 in?

ZIP code 46323 falls within Lake County, Indiana.

How educated is the population of ZIP code 46323?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46323?

15% of residents in ZIP code 46323 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46323?

The median home value in ZIP code 46323 is $132,900.

What is the population of ZIP code 46323?

ZIP code 46323 has an estimated population of 23,447 residents, with a density of 3,781 people per square mile.

What timezone is ZIP code 46323 in?

ZIP code 46323 observes the CST timezone.