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Indiana ZIP Codes
Adams County
Geneva, IN
46740
46740 ZIP Code — Geneva, IN
Adams County, Indiana
ZIP code 46740 is located in
Geneva ,
Indiana ,
within Adams County .
It covers approximately 62.28 square miles and serves a population of
4,586 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 260 .
About ZIP code 46740
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $165,900. Owner-occupancy is high at 85%, well above the national average.
Median household income is $62,608.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.
College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (30%) compared to national benchmarks. 41% of residents lack health insurance, above the national average.
Notable community characteristics include Spanish spoken in 26% of households.
Overall, ZIP code 46740 reflects a community defined by a trades-oriented workforce and high homeownership.
46740 ZIP code map
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Cities in ZIP code 46740
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
4,586
Population density
74 / sq mi
State FIPS
18
County FIPS
001
Geography
Land area
62.28 sq mi
Water area
0.47 sq mi
Latitude
40.6204
Longitude
-84.9546
Timezone
Eastern (ET)
Area code
260
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.8%
47.4%
42.9%
$50k – $100k
38.3%
35.3%
32.7%
$100k – $200k
10.9%
15.9%
19.8%
Over $200k
2.0%
1.5%
4.5%
Demographics & statistics
$62,608
Median household income
$165,900
Median home value
Age distribution
Age summary
Group Count % Under 18 1,917 41.8% 18 and over 2,669 58.2% 65 and over 536 11.7% Median age 22.8 years
Race & ethnicity
Black or African American
0.2%
Group Count % White 4,402 93.4% Hispanic or Latino 126 2.7% Other race 115 2.4% Two or more races 59 1.3% Black or African American 10 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.8%
47.4%
42.9%
$50k – $100k
38.3%
35.3%
32.7%
$100k – $200k
10.9%
15.9%
19.8%
Over $200k
2.0%
1.5%
4.5%
Range % of households Under $10k 6.6% $10k–$15k 5.2% $15k–$25k 5.2% $25k–$35k 7.2% $35k–$50k 13.6% $50k–$75k 28.6% $75k–$100k 10.6% $100k–$150k 17.6% $150k–$200k 4.8% $200k+ 0.7% Median income $62,608
Housing
Housing overview
Metric Value Median home value $165,900 Median rent / month $650 Owner occupied 84.8% Renter occupied 15.2% Vacant 8.1% Single-family detached 84.3% Large apartment buildings 0.4% Mobile homes 2.2% Median rooms 6.6 Avg household size (owned) 3.81
Year built
Era % 2020 or later 0.0% 2010–2019 7.6% 2000–2009 16.6% 1990–1999 6.5% 1980–1989 5.7% 1970–1979 12.3% 1960–1969 6.5% 1950–1959 7.0% 1940–1949 3.6% 1939 or earlier 34.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 7.4% 2 bedrooms 28.6% 3 bedrooms 41.7% 4 bedrooms 9.3% 5+ bedrooms 13.1%
Vehicles per household
Vehicles % of households No vehicle 34.7% 1 vehicle 16.7% 2 vehicles 29.5% 3 or more 19.0%
Heating fuel
Fuel type % Utility gas 35.1% Electricity 19.1% Propane / LP gas 8.3% Fuel oil 1.1% Wood 13.8% No fuel used 0.7%
Households & families
Household type Count % Married-couple family 818 66.0% Cohabiting couple 51 4.1% Male householder, no spouse 198 16.0% Female householder, no spouse 172 13.9% Households with children under 18 551 44.5% Households with seniors (65+) 363 29.3% Average household size 3.64
Marital status
Status Male Female Never married 36.0% 23.7% Married 50.4% 63.2% Separated 3.7% 0.7% Widowed 2.5% 5.6% Divorced 7.3% 6.8%
Education
Less than 9th grade
28.3%
Some college, no degree
10.9%
Graduate / professional
2.2%
Metric % HS diploma or higher 65.4% Bachelor's or higher 5.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 113 7.7% Kindergarten 80 5.4% Elementary school 1,081 73.5% High school 122 8.3% College / grad school 75 5.1%
Employment
Industry of employment
Education & healthcare
16.0%
Agriculture & mining
9.6%
Transportation & utilities
1.8%
Professional & management
1.6%
Public administration
1.5%
Finance & real estate
1.3%
Arts, food & hospitality
1.2%
Occupation
Category % Management, business & arts 18.0% Service 11.0% Sales & office 12.1% Natural resources & construction 25.9% Production & transportation 33.0%
Employment type
Type % Private sector 73.0% Government 3.3% Self-employed 23.6% Unpaid family workers 0.2%
Commute
Method % Drive alone 53.0% Carpool 28.4% Public transit 6.7% Walk 0.9% Work from home 7.8% Other means 3.3% Avg commute (minutes) 31.1
Poverty
Married-couple families
11.7%
Female-led households
44.8%
Income support
Source % of households Social Security 25.7% Retirement income 26.0% Supplemental Security 6.4% Cash public assistance 6.6% Food stamps / SNAP 5.6%
Health indicators
Condition % Obesity 43.1% High blood pressure 38.2% High cholesterol 34.1% Diabetes 13.5% Heart disease 8.7% Stroke 4.4% Asthma 11.6% Arthritis 29.8% Kidney disease 3.7% Pulmonary disease 12.6% Cancer 6.5%
Behavior / access % Smoking 30.3% Binge drinking 15.5% No physical activity 33.8% Less than 7 hrs sleep 36.1% Depression 26.2% Fair or poor health 24.1% Poor mental health 18.9% Poor physical health 15.7% No health insurance 18.8% Visited doctor (checkup) 71.9% Visited dentist 51.9% Cholesterol screening 83.7% Teeth loss 26.6%
Veterans & disability
Veterans Count % Civilian veterans 64 2.4%
Disability % Any disability 9.2% Under 18 0.9% 18–64 years 13.2% 65 and over 23.3%
Health insurance coverage
Type % Private insurance 38.7% Public insurance 27.4% No insurance 40.7% Uninsured under 19 51.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 4,231 92.3% Spanish 1,118 26.4% Other Indo-European 80 1.9% Asian & Pacific Islander 1,038 24.5% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 4,498 98.1% Born in same state 4,498 98.1% Born in different state 4,019 87.6% Foreign born 0 0.0% Naturalized citizen 88 1.9% Not a US citizen 13 14.8%
Ancestry
Ancestry Count % Arab 329 7.2% French 164 3.6% Italian 124 2.7%
Ancestry Count % English 38 0.8% Polish 2 0%
Technology access
Metric % of households Computer access 27.0% Internet access 65.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46740
What city is ZIP code 46740 in?
ZIP code 46740 is primarily assigned to Geneva, Indiana.
What county is ZIP code 46740 in?
ZIP code 46740 falls within Adams County, Indiana.
Is ZIP code 46740 family-oriented?
42% of residents in ZIP code 46740 are under 18, reflecting a younger, family-oriented community.
How educated is the population of ZIP code 46740?
6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is Spanish widely spoken in ZIP code 46740?
Approximately 26% of households in ZIP code 46740 speak Spanish as a primary language.
Is ZIP code 46740 mostly owner-occupied?
85% of occupied units in ZIP code 46740 are owner-occupied, well above the national average.
What timezone is ZIP code 46740 in?
ZIP code 46740 observes the EST timezone.
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