13342 ZIP Code — Garrattsville, NY

Otsego County, New York

ZIP code 13342 is located in Garrattsville, New York, within Otsego County. It covers approximately 5.87 square miles and serves a population of 275 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13342

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Owner-occupancy is high at 93%, well above the national average.

Median household income is $63,750. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 34% of workers work from home.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13342 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

275

population

5.87

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13342 ZIP code map

Cities in ZIP code 13342

Below are the cities the US Postal Service accepts for ZIP code 13342. Using any city not on this list may result in mail delivery delays.

City	Status
Garrattsville	Acceptable

Demographics updated 06/2026

Population
Total population	275
Population density	47 / sq mi
State FIPS	36
County FIPS	077

Geography
Land area	5.87 sq mi
Water area	0.05 sq mi
Latitude	42.6574
Longitude	-75.1871
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.3%	44.3%	37.0%
$50k – $100k	66.0%	33.2%	27.0%
$100k – $200k	12.8%	19.2%	24.4%
Over $200k	0.0%	3.3%	11.5%

Demographics & statistics

275

Population

People per sq mi

26.6

Median age

$63,750

Median household income

$22,641

Per capita income

Median home value

Median monthly rent

92.6%

Home ownership

4.4%

Poverty rate

2.5%

Unemployment

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	105	38.2%
18 and over	170	61.8%
65 and over	19	6.9%
Median age	26.6 years

Race & ethnicity

White 68.7%

Hispanic or Latino 15.6%

Two or more races 15.6%

Group	Count	%
White	224	68.7%
Hispanic or Latino	51	15.6%
Two or more races	51	15.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.3%	44.3%	37.0%
$50k – $100k	66.0%	33.2%	27.0%
$100k – $200k	12.8%	19.2%	24.4%
Over $200k	0.0%	3.3%	11.5%

$15k–$25k 11.1%

$25k–$35k 8.6%

$35k–$50k 9.9%

$50k–$75k 22.2%

$75k–$100k 38.3%

$100k–$150k 2.5%

$150k–$200k 7.4%

Range	% of households
$15k–$25k	11.1%
$25k–$35k	8.6%
$35k–$50k	9.9%
$50k–$75k	22.2%
$75k–$100k	38.3%
$100k–$150k	2.5%
$150k–$200k	7.4%
Median income	$63,750

Housing

Home values

$50k–$100k 14.7%

$100k–$150k 41.3%

$150k–$200k 8.0%

$200k–$300k 8.0%

$300k–$500k 28.0%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	92.6%
Renter occupied	7.4%
Vacant	0.0%
Single-family detached	92.6%
Large apartment buildings	0.0%
Mobile homes	7.4%
Median rooms	5.5
Avg household size (owned)	3.47

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	38.3%
1990–1999	16.0%
1980–1989	0.0%
1970–1979	12.3%
1960–1969	0.0%
1950–1959	4.9%
1940–1949	0.0%
1939 or earlier	28.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	22.2%
2 bedrooms	23.5%
3 bedrooms	30.9%
4 bedrooms	16.0%
5+ bedrooms	7.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	50.6%
2 vehicles	30.9%
3 or more	18.5%

Heating fuel

Fuel type	%
Electricity	12.3%
Propane / LP gas	40.7%
Fuel oil	25.9%
Wood	21.0%

Households & families

Household type	Count	%
Married-couple family	39	48.1%
Cohabiting couple	2	2.5%
Male householder, no spouse	32	39.5%
Female householder, no spouse	8	9.9%
Households with children under 18	31	38.3%
Households with seniors (65+)	19	23.5%
Average household size	3.40

Marital status

Status	Male	Female
Never married	33.7%	42.2%
Married	55.1%	43.3%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	11.2%	14.4%

Education

Less than 9th grade 12.1%

Some HS, no diploma 7.1%

HS graduate 29.1%

Some college, no degree 9.2%

Associate's degree 14.9%

Bachelor's degree 17.0%

Graduate / professional 10.6%

Metric	%
HS diploma or higher	80.9%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	3.4%
Kindergarten	11	12.5%
Elementary school	36	40.9%
High school	9	10.2%
College / grad school	29	33.0%

Employment

Industry of employment

Agriculture & mining 35.9%

Arts, food & hospitality 28.2%

Finance & real estate 18.8%

Construction 6.8%

Education & healthcare 3.4%

Retail trade 2.6%

Public administration 2.6%

Manufacturing 1.7%

Occupation

Category	%
Management, business & arts	39.3%
Service	30.8%
Sales & office	16.2%
Natural resources & construction	12.0%
Production & transportation	1.7%

Employment type

Type	%
Private sector	64.1%
Government	2.6%
Self-employed	33.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.0%
Carpool	0.0%
Public transit	0.0%
Walk	6.8%
Work from home	34.2%
Other means	0.0%
Avg commute (minutes)	22.2

Poverty

All people 4.4%

Under 18 years 5.7%

18 and over 3.5%

Married-couple families 7.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.8%
Retirement income	19.8%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	32.6%
High cholesterol	35.5%
Diabetes	11.3%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.1%
Arthritis	26.1%
Kidney disease	3.3%
Pulmonary disease	8.6%
Cancer	7.7%

Behavior / access	%
Smoking	19.7%
Binge drinking	14.8%
No physical activity	22.2%
Less than 7 hrs sleep	33.9%
Depression	23.0%
Fair or poor health	13.8%
Poor mental health	14.3%
Poor physical health	11.4%
No health insurance	9.8%
Visited doctor (checkup)	80.4%
Visited dentist	61.9%
Cholesterol screening	92.4%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	4	2.4%

Disability	%
Any disability	11.3%
Under 18	2.9%
18–64 years	12.6%
65 and over	47.4%

Health insurance coverage

Type	%
Private insurance	64.0%
Public insurance	39.6%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	226	82.2%
Spanish	17	7.5%
Other Indo-European	17	7.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	258	93.8%
Born in same state	258	93.8%
Born in different state	235	85.5%
Foreign born	0	0.0%
Naturalized citizen	17	6.2%
Not a US citizen	17	100.0%

Ancestry

Ancestry	Count	%
Italian	32	11.6%
French	15	5.5%

Ancestry	Count	%
Arab	15	5.5%
English	3	1.1%

Technology access

Metric	% of households
Computer access	29.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13342

What city is ZIP code 13342 in?

ZIP code 13342 is primarily assigned to Garrattsville, New York.

What county is ZIP code 13342 in?

ZIP code 13342 falls within Otsego County, New York.

Is ZIP code 13342 family-oriented?

38% of residents in ZIP code 13342 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 13342 mostly owner-occupied?

93% of occupied units in ZIP code 13342 are owner-occupied, well above the national average.

Does ZIP code 13342 have a large retiree population?

36% of households in ZIP code 13342 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 13342?

ZIP code 13342 has an estimated population of 275 residents, with a density of 47 people per square mile.

What timezone is ZIP code 13342 in?

ZIP code 13342 observes the EST timezone.