46038 ZIP Code — Fishers, IN
Hamilton County, Indiana
ZIP code 46038 is located in Fishers, Indiana, within Hamilton County. It covers approximately 15.51 square miles and serves a population of 43,112 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.
About ZIP code 46038
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $272,500. Owner-occupancy sits near the national average at 70%.
Median household income is $105,057. The poverty rate of 5% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.
43,112
population
15.51
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46038 ZIP code map
Cities in ZIP code 46038
Below are the cities the US Postal Service accepts for ZIP code 46038. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Fishers | Preferred |
Nearby ZIP codes
46085 Fishers (0.3 mi)
46037 Fishers (3.5 mi)
46033 Carmel (3.5 mi)
46256 Indianapolis (4.2 mi)
46250 Indianapolis (4.8 mi)
46280 Indianapolis (5.5 mi)
46280 Indianapolis (5.5 mi)
46236 Indianapolis (5.7 mi)
46240 Indianapolis (6.9 mi)
46062 Noblesville (6.9 mi)
46062 Noblesville (6.9 mi)
46216 Indianapolis (7.1 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 43,112 |
| Population density | 2,780 / sq mi |
| State FIPS | 18 |
| County FIPS | 057 |
| Geography | |
|---|---|
| Land area | 15.51 sq mi |
| Water area | 0.41 sq mi |
| Latitude | 39.9637 |
| Longitude | -86.0113 |
| Timezone | Eastern (ET) |
| Area code | 317 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 20.2% | 21.3% | 42.9% |
| $50k – $100k | 33.7% | 30.4% | 32.7% |
| $100k – $200k | 35.9% | 33.2% | 19.8% |
| Over $200k | 10.1% | 15.1% | 4.5% |
Demographics & statistics
43,112
Population
2,780
People per sq mi
36.2
Median age
$105,057
Median household income
$46,806
Per capita income
$272,500
Median home value
$1,456
Median monthly rent
70.0%
Home ownership
4.5%
Poverty rate
3.1%
Unemployment
12,394
Housing units
59.7%
Bachelor's or higher
Age distribution
Male
Female
1,316
Under 5
1,321
1,353
5–9
1,358
1,763
10–14
1,770
1,442
15–19
1,447
1,610
20–24
1,617
2,922
25–34
2,933
3,292
35–44
3,306
3,392
45–54
3,406
1,241
55–59
1,245
883
60–64
886
1,412
65–74
1,417
618
75–84
621
270
85+
271
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,939 | 25.4% |
| 18 and over | 32,173 | 74.6% |
| 65 and over | 4,609 | 10.7% |
| Median age | 36.2 years | |
Race & ethnicity
White
78.5%
Asian
6.1%
Black or African American
5.8%
Two or more races
4.7%
Hispanic or Latino
3.4%
Other race
1.5%
| Group | Count | % |
|---|---|---|
| White | 35,041 | 78.5% |
| Asian | 2,718 | 6.1% |
| Black or African American | 2,571 | 5.8% |
| Two or more races | 2,107 | 4.7% |
| Hispanic or Latino | 1,508 | 3.4% |
| Other race | 675 | 1.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 20.2% | 21.3% | 42.9% |
| $50k – $100k | 33.7% | 30.4% | 32.7% |
| $100k – $200k | 35.9% | 33.2% | 19.8% |
| Over $200k | 10.1% | 15.1% | 4.5% |
Under $10k
3.6%
$10k–$15k
0.4%
$15k–$25k
3.7%
$25k–$35k
4.5%
$35k–$50k
7.7%
$50k–$75k
14.7%
$75k–$100k
12.5%
$100k–$150k
23.9%
$150k–$200k
14.1%
$200k+
15.0%
| Range | % of households |
|---|---|
| Under $10k | 3.6% |
| $10k–$15k | 0.4% |
| $15k–$25k | 3.7% |
| $25k–$35k | 4.5% |
| $35k–$50k | 7.7% |
| $50k–$75k | 14.7% |
| $75k–$100k | 12.5% |
| $100k–$150k | 23.9% |
| $150k–$200k | 14.1% |
| $200k+ | 15.0% |
| Median income | $105,057 |
Housing
Home values
Under $50k
0.6%
$50k–$100k
0.1%
$100k–$150k
1.4%
$150k–$200k
11.4%
$200k–$300k
50.4%
$300k–$500k
30.9%
$500k–$1M
4.7%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $272,500 |
| Median rent / month | $1,456 |
| Owner occupied | 70.0% |
| Renter occupied | 30.0% |
| Vacant | 5.0% |
| Single-family detached | 68.9% |
| Large apartment buildings | 8.9% |
| Mobile homes | 0.0% |
| Median rooms | 6.5 |
| Avg household size (owned) | 2.73 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 12.4% |
| 2000–2009 | 27.2% |
| 1990–1999 | 36.8% |
| 1980–1989 | 14.2% |
| 1970–1979 | 4.6% |
| 1960–1969 | 1.5% |
| 1950–1959 | 1.5% |
| 1940–1949 | 0.8% |
| 1939 or earlier | 0.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.6% |
| 1 bedroom | 9.6% |
| 2 bedrooms | 20.5% |
| 3 bedrooms | 30.5% |
| 4 bedrooms | 32.4% |
| 5+ bedrooms | 5.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.9% |
| 1 vehicle | 30.9% |
| 2 vehicles | 47.1% |
| 3 or more | 19.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 51.2% |
| Electricity | 48.3% |
| Propane / LP gas | 0.5% |
| Wood | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 9,409 | 57.1% |
| Cohabiting couple | 1,070 | 6.5% |
| Male householder, no spouse | 2,520 | 15.3% |
| Female householder, no spouse | 3,469 | 21.1% |
| Households with children under 18 | 6,216 | 37.7% |
| Households with seniors (65+) | 3,482 | 21.1% |
| Average household size | 2.61 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 32.5% | 25.3% |
| Married | 57.6% | 57.1% |
| Separated | 0.2% | 0.7% |
| Widowed | 1.6% | 7.0% |
| Divorced | 8.1% | 9.9% |
Education
Less than 9th grade
1.0%
Some HS, no diploma
0.9%
HS graduate
13.9%
Some college, no degree
15.3%
Associate's degree
9.1%
Bachelor's degree
38.4%
Graduate / professional
21.3%
| Metric | % |
|---|---|
| HS diploma or higher | 98.1% |
| Bachelor's or higher | 59.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 803 | 6.7% |
| Kindergarten | 461 | 3.9% |
| Elementary school | 5,056 | 42.3% |
| High school | 2,684 | 22.5% |
| College / grad school | 2,946 | 24.7% |
Employment
Industry of employment
Education & healthcare
25.8%
Professional & management
16.8%
Finance & real estate
11.9%
Retail trade
10.7%
Manufacturing
9.7%
Arts, food & hospitality
8.3%
Other services
3.3%
Public administration
3.3%
Wholesale trade
3.2%
Construction
2.8%
Transportation & utilities
2.7%
Information
1.5%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 58.9% |
| Service | 11.6% |
| Sales & office | 19.6% |
| Natural resources & construction | 2.7% |
| Production & transportation | 7.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.9% |
| Government | 12.1% |
| Self-employed | 3.9% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.7% |
| Carpool | 7.6% |
| Public transit | 0.0% |
| Walk | 0.3% |
| Work from home | 18.4% |
| Other means | 0.9% |
| Avg commute (minutes) | 24.8 |
Poverty
All people
4.5%
Under 18 years
4.9%
18 and over
4.4%
Married-couple families
1.7%
Female-led households
8.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 20.4% |
| Retirement income | 18.0% |
| Supplemental Security | 2.2% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 1.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 29.6% |
| High blood pressure | 22.7% |
| High cholesterol | 25.7% |
| Diabetes | 6.8% |
| Heart disease | 3.6% |
| Stroke | 1.6% |
| Asthma | 8.8% |
| Arthritis | 17.3% |
| Kidney disease | 1.8% |
| Pulmonary disease | 3.9% |
| Cancer | 4.8% |
| Behavior / access | % |
|---|---|
| Smoking | 12.1% |
| Binge drinking | 18.6% |
| No physical activity | 15.3% |
| Less than 7 hrs sleep | 27.8% |
| Depression | 21.4% |
| Fair or poor health | 8.4% |
| Poor mental health | 13.5% |
| Poor physical health | 6.7% |
| No health insurance | 8.8% |
| Visited doctor (checkup) | 72.2% |
| Visited dentist | 75.0% |
| Cholesterol screening | 90.4% |
| Teeth loss | 8.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,604 | 5.0% |
| Disability | % |
|---|---|
| Any disability | 7.6% |
| Under 18 | 3.1% |
| 18–64 years | 6.7% |
| 65 and over | 24.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 86.1% |
| Public insurance | 16.9% |
| No insurance | 4.4% |
| Uninsured under 19 | 3.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 40,475 | 93.9% |
| Spanish | 1,856 | 4.6% |
| Other Indo-European | 244 | 0.6% |
| Asian & Pacific Islander | 387 | 1.0% |
| Other languages | 436 | 1.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 39,319 | 91.2% |
| Born in same state | 38,746 | 89.9% |
| Born in different state | 24,297 | 56.4% |
| Foreign born | 573 | 1.3% |
| Naturalized citizen | 3,793 | 8.8% |
| Not a US citizen | 1,505 | 39.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 5,525 | 12.8% |
| Italian | 5,086 | 11.8% |
| Arab | 1,235 | 2.9% |
| Dutch | 947 | 2.2% |
| English | 719 | 1.7% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 252 | 0.6% |
| German | 229 | 0.5% |
| Irish | 182 | 0.4% |
| Norwegian | 134 | 0.3% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.2% |
| Internet access | 97.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46038
What city is ZIP code 46038 in?
ZIP code 46038 is primarily assigned to Fishers, Indiana.
What county is ZIP code 46038 in?
ZIP code 46038 falls within Hamilton County, Indiana.
How educated is the population of ZIP code 46038?
60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the median household income in ZIP code 46038?
The median household income in ZIP code 46038 is $105,057, above the national median of ~$75,000.
What is the population of ZIP code 46038?
ZIP code 46038 has an estimated population of 43,112 residents, with a density of 2,779 people per square mile.
What is the typical home value in ZIP code 46038?
The median home value in ZIP code 46038 is $272,500.
What timezone is ZIP code 46038 in?
ZIP code 46038 observes the EST timezone.