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New York ZIP Codes
Wyoming County
Cowlesville, NY
14037
14037 ZIP Code — Cowlesville, NY
Wyoming County, New York
ZIP code 14037 is located in
Cowlesville ,
New York ,
within Wyoming County .
It covers approximately 17.80 square miles and serves a population of
963 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 585/716 .
About ZIP code 14037
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $202,000. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($85,938) and mean household income suggests income inequality — a small number of higher earners pull the average up. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.
College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 14037 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
14037 ZIP code map
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Cities in ZIP code 14037
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Demographics
updated 06/2026
Population
Total population
963
Population density
54 / sq mi
State FIPS
36
County FIPS
121
Geography
Land area
17.80 sq mi
Water area
0.01 sq mi
Latitude
42.8079
Longitude
-78.4590
Timezone
Eastern (ET)
Area code
585/716
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
14.3%
40.3%
37.0%
$50k – $100k
62.5%
38.2%
27.0%
$100k – $200k
23.2%
18.5%
24.4%
Over $200k
0.0%
3.0%
11.5%
Demographics & statistics
$85,938
Median household income
$202,000
Median home value
Age distribution
Age summary
Group Count %
Under 18 122 12.7%
18 and over 841 87.3%
65 and over 240 24.9%
Median age 50.7 years
Race & ethnicity
Group Count %
White 844 79%
Two or more races 119 11.1%
Hispanic or Latino 105 9.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
14.3%
40.3%
37.0%
$50k – $100k
62.5%
38.2%
27.0%
$100k – $200k
23.2%
18.5%
24.4%
Over $200k
0.0%
3.0%
11.5%
Range % of households
Under $10k 2.6%
$10k–$15k 4.7%
$15k–$25k 6.6%
$35k–$50k 4.0%
$50k–$75k 25.3%
$75k–$100k 22.4%
$100k–$150k 13.7%
$150k–$200k 10.0%
$200k+ 10.6%
Median income $85,938
Housing
Housing overview
Metric Value
Median home value $202,000
Median rent / month $0
Owner occupied 91.6%
Renter occupied 8.4%
Vacant 8.5%
Single-family detached 85.5%
Large apartment buildings 0.0%
Mobile homes 8.5%
Median rooms 6.2
Avg household size (owned) 2.61
Year built
Era %
2020 or later 0.0%
2010–2019 5.1%
2000–2009 9.4%
1990–1999 4.6%
1980–1989 6.0%
1970–1979 18.1%
1960–1969 15.7%
1950–1959 9.9%
1940–1949 0.0%
1939 or earlier 31.2%
Bedrooms
Size % of units
No bedroom (studio) 6.0%
1 bedroom 0.0%
2 bedrooms 23.9%
3 bedrooms 33.1%
4 bedrooms 33.6%
5+ bedrooms 3.4%
Vehicles per household
Vehicles % of households
No vehicle 3.2%
1 vehicle 31.7%
2 vehicles 34.6%
3 or more 30.6%
Heating fuel
Fuel type %
Utility gas 58.8%
Electricity 3.2%
Propane / LP gas 7.1%
Fuel oil 4.0%
Wood 24.3%
Households & families
Household type Count %
Married-couple family 226 59.6%
Cohabiting couple 48 12.7%
Male householder, no spouse 66 17.4%
Female householder, no spouse 39 10.3%
Households with children under 18 65 17.2%
Households with seniors (65+) 169 44.6%
Average household size 2.54
Marital status
Status Male Female
Never married 29.7% 23.8%
Married 56.8% 57.8%
Separated 0.0% 0.0%
Widowed 10.9% 8.0%
Divorced 2.6% 10.5%
Education
Some college, no degree
22.3%
Graduate / professional
2.1%
Metric %
HS diploma or higher 94.4%
Bachelor's or higher 7.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 15 11.0%
Elementary school 68 50.0%
High school 27 19.9%
College / grad school 26 19.1%
Employment
Industry of employment
Education & healthcare
14.2%
Agriculture & mining
11.8%
Finance & real estate
10.5%
Professional & management
7.0%
Transportation & utilities
5.9%
Public administration
4.6%
Arts, food & hospitality
3.1%
Occupation
Category %
Management, business & arts 37.1%
Service 10.9%
Sales & office 14.9%
Natural resources & construction 27.7%
Production & transportation 9.4%
Employment type
Type %
Private sector 72.3%
Government 11.4%
Self-employed 16.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 78.0%
Carpool 2.2%
Public transit 0.0%
Walk 0.0%
Work from home 19.8%
Other means 0.0%
Avg commute (minutes) 35.6
Poverty
Married-couple families
2.2%
Female-led households
0.0%
Income support
Source % of households
Social Security 49.6%
Retirement income 30.3%
Supplemental Security 11.9%
Cash public assistance 0.0%
Food stamps / SNAP 1.3%
Health indicators
Condition %
Obesity 29.3%
High blood pressure 31.3%
High cholesterol 34.1%
Diabetes 8.6%
Heart disease 6.2%
Stroke 2.7%
Asthma 9.8%
Arthritis 23.9%
Kidney disease 2.7%
Pulmonary disease 6.4%
Cancer 7.3%
Behavior / access %
Smoking 15.8%
Binge drinking 18.3%
No physical activity 21.4%
Less than 7 hrs sleep 32.5%
Depression 20.3%
Fair or poor health 10.6%
Poor mental health 13.6%
Poor physical health 9.0%
No health insurance 9.3%
Visited doctor (checkup) 78.3%
Visited dentist 69.3%
Cholesterol screening 92.0%
Teeth loss 11.5%
Veterans & disability
Veterans Count %
Civilian veterans 56 6.7%
Disability %
Any disability 11.7%
Under 18 0.0%
18–64 years 10.3%
65 and over 21.3%
Health insurance coverage
Type %
Private insurance 71.7%
Public insurance 44.1%
No insurance 0.6%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 951 98.8%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 953 99.0%
Born in same state 953 99.0%
Born in different state 927 96.3%
Foreign born 0 0.0%
Naturalized citizen 10 1.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 124 12.9%
French 54 5.6%
Ancestry Count %
Polish 30 3.1%
Arab 26 2.7%
Technology access
Metric % of households
Computer access 39.4%
Internet access 78.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14037
What city is ZIP code 14037 in?
ZIP code 14037 is primarily assigned to Cowlesville, New York.
What county is ZIP code 14037 in?
ZIP code 14037 falls within Wyoming County, New York.
Is ZIP code 14037 mostly owner-occupied?
92% of occupied units in ZIP code 14037 are owner-occupied, well above the national average.
How educated is the population of ZIP code 14037?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 14037 have a large retiree population?
50% of households in ZIP code 14037 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 14037?
ZIP code 14037 has an estimated population of 963 residents, with a density of 54 people per square mile.
What timezone is ZIP code 14037 in?
ZIP code 14037 observes the EST timezone.
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